Best Kolo alternatives
The Kolo Card scores 46/100 (#30 of 36 cards). Here are the 10 best-scored cards available in at least one of the same markets; all of them score higher.
Why people look for an alternative to the Kolo Card:
- 1% conversion fee on every purchase cancels out the 1% cashback
- Cashback drops to 1% after 30 days and is capped at $100 a month
- Virtual only until physical cards arrive (planned for 2027)
- Cashback
- 3% to 4%
- Annual fee
- Free
- FX fee
- 0.5%
- Custody
- Non-custodial
Better than Kolo on cashback, a lower FX fee and more countries. Kolo vs ether.fi
- Cashback
- 4% to 5%
- Annual fee
- Free
- FX fee
- 1%
- Custody
- Non-custodial
Better than Kolo on cashback, a lower FX fee and more countries. Kolo vs Ethena
- Cashback
- 3% to 5%
- Annual fee
- Free
- FX fee
- 1.5%
- Custody
- Non-custodial
Better than Kolo on cashback and more countries. Kolo vs Solid
- Cashback
- 0.5% to 8%
- Annual fee
- Free
- FX fee
- 0%
- Custody
- Non-custodial
Better than Kolo on a lower FX fee and more countries. Kolo vs Wirex
- Cashback
- 2% to 4%
- Annual fee
- Free
- FX fee
- 1%
- Custody
- Custodial
Better than Kolo on cashback, a lower FX fee and more countries. Kolo vs Jupiter
- Cashback
- 1.5% to 6%
- Annual fee
- $20
- FX fee
- 0%
- Custody
- Non-custodial
Better than Kolo on cashback, a lower FX fee and more countries. Kolo vs Tria
- Cashback
- 1% to 8%
- Annual fee
- Free
- FX fee
- 2%
- Custody
- Non-custodial
Better than Kolo on more countries. Kolo vs COCA
- Cashback
- 2% to 3%
- Annual fee
- Free
- FX fee
- 1.7%
- Custody
- Custodial
Better than Kolo on cashback and more countries. Kolo vs Bitget Wallet
- Exa Card67
- Cashback
- 1%
- Annual fee
- Free
- FX fee
- 1.5%
- Custody
- Non-custodial
Better than Kolo on more countries. Kolo vs Exactly
- Cashback
- 1.5% to 3%
- Annual fee
- Free
- FX fee
- 2%
- Custody
- Custodial or non-custodial
Better than Kolo on cashback. Kolo vs KAST
Ranked by the worldwide G2M score. Cashback and annual fee are for each card's range of tiers and its entry tier. Card data last checked 4 Nov 2026; each review lists its sources. Pick your country in the rankings to see only cards that work where you live.
Questions
What is the best alternative to the Kolo Card?
On the G2M score, ether.fi Cash Card (90/100) is the top-ranked alternative, against 46/100 for the Kolo Card. Next are Ethena Pay (83/100) and Solid Card (82/100).
Which alternative to the Kolo Card has a lower FX fee?
Wirex One Card charges 0% on foreign currency, against 1.4% on the Kolo Card.
Which alternative to the Kolo Card pays more cashback?
Ethena Pay pays 4% on its entry tier, against 1% on the Kolo Card.