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Bitget Wallet Card vs Kolo Card

Bitget Wallet Card scores higher on the G2M score: 67/100 against 46/100 (#8 and #25 of 26 cards). Pick Bitget Wallet Card for cashback and more countries; pick Kolo Card for a lower FX fee and control of your funds.

Bitget Wallet Card67

#8 of 26 · 2% to 3% back · annual fee none

Get Bitget WalletRead the review
Kolo Card46

#25 of 26 · 1% to 2% back · annual fee none

Get KoloRead the review

The short answer

  • Bitget Wallet Card scores higher on the G2M score: 67/100 against 46/100 (#8 and #25 of 26 cards).
  • Bitget Wallet Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 3% on Bitget Wallet Card and 2% on Kolo Card.
  • Neither card has an annual fee.
  • Kolo Card charges less on foreign currency: a 1.4% FX fee against 1.7%.
  • Bitget Wallet Card lists 52 countries where it works; Kolo Card does not publish a full country list (3 confirmed so far). Of the markets we check for every card, only Bitget Wallet Card is confirmed in EU / EEA, and only Kolo Card is confirmed in UAE.
  • Bitget Wallet Card is custodial; Kolo Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bitget Wallet Card
Kolo Card
G2M score
67 (better)
46
Base cashback
2% (better)
1%
Max cashback
3% (better)
2%
Paid in
Not published
BTC, daily
Annual fee
Free
Free
FX fee
1.7%
1.4% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
1%
ATM
1% or $5, whichever is higher
USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.
Network
Visa
Visa
Card type
Debit
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Yes
United States
No
Unclear
United Kingdom
Yes
Yes
EU / EEA
Yes
Unclear
Countries
52
60
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
3 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Standard · Boosted
Kolo Card
Perks
—
Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bitget Wallet Card or Kolo Card?

Bitget Wallet Card scores higher on the G2M score: 67/100 against 46/100 (#8 and #25 of 26 cards). Pick Bitget Wallet Card for cashback and more countries; pick Kolo Card for a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bitget Wallet Card or Kolo Card?

Neither card has an annual fee. Kolo Card charges less on foreign currency: a 1.4% FX fee against 1.7%.

Which pays more cashback, Bitget Wallet Card or Kolo Card?

Bitget Wallet Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 3% on Bitget Wallet Card and 2% on Kolo Card.

Which works in more countries, Bitget Wallet Card or Kolo Card?

Bitget Wallet Card lists 52 countries where it works; Kolo Card does not publish a full country list (3 confirmed so far). Of the markets we check for every card, only Bitget Wallet Card is confirmed in EU / EEA, and only Kolo Card is confirmed in UAE.

Who holds my funds with Bitget Wallet Card and Kolo Card?

Bitget Wallet Card is custodial; Kolo Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.