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Bitget Wallet Card vs Ethena Pay

Ethena Pay scores higher on the G2M score: 83/100 against 67/100 (#1 and #8 of 26 cards). Pick Bitget Wallet Card for more countries; pick Ethena Pay for cashback, a lower FX fee and control of your funds.

Bitget Wallet Card67

#8 of 26 · 2% to 3% back · annual fee none

Get Bitget WalletRead the review
Ethena Pay83

#1 of 26 · 4% to 5% back · annual fee none

Get EthenaRead the review

The short answer

  • Ethena Pay scores higher on the G2M score: 83/100 against 67/100 (#1 and #8 of 26 cards).
  • Ethena Pay pays more cashback on its entry tier: 4% against 2%. Higher tiers go up to 3% on Bitget Wallet Card and 5% on Ethena Pay.
  • Neither card has an annual fee.
  • Ethena Pay charges less on foreign currency: a 1% FX fee against 1.7%.
  • Bitget Wallet Card is confirmed in more countries: 52 against 48. Of the markets we check for every card, only Bitget Wallet Card is confirmed in United Kingdom and EU / EEA, and only Ethena Pay is confirmed in UAE.
  • Bitget Wallet Card is custodial; Ethena Pay is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bitget Wallet Card
Ethena Pay
G2M score
67
83 (better)
Base cashback
2%
4% (better)
Max cashback
3%
5% (better)
Paid in
Not published
AVAX, daily
Annual fee
Free
Free
FX fee
1.7%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
1% or $5, whichever is higher
$1 + 0.65% per withdrawal
Network
Visa
Visa
Card type
Debit
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
Yes
No
EU / EEA
Yes
No
Countries
52
48
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Standard · Boosted
Standard · Pro · VIP
Perks
—
Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bitget Wallet Card or Ethena Pay?

Ethena Pay scores higher on the G2M score: 83/100 against 67/100 (#1 and #8 of 26 cards). Pick Bitget Wallet Card for more countries; pick Ethena Pay for cashback, a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bitget Wallet Card or Ethena Pay?

Neither card has an annual fee. Ethena Pay charges less on foreign currency: a 1% FX fee against 1.7%.

Which pays more cashback, Bitget Wallet Card or Ethena Pay?

Ethena Pay pays more cashback on its entry tier: 4% against 2%. Higher tiers go up to 3% on Bitget Wallet Card and 5% on Ethena Pay.

Which works in more countries, Bitget Wallet Card or Ethena Pay?

Bitget Wallet Card is confirmed in more countries: 52 against 48. Of the markets we check for every card, only Bitget Wallet Card is confirmed in United Kingdom and EU / EEA, and only Ethena Pay is confirmed in UAE.

Who holds my funds with Bitget Wallet Card and Ethena Pay?

Bitget Wallet Card is custodial; Ethena Pay is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.