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Pionex Visa Card vs Tuyo Card

Tuyo Card scores higher on the G2M score: 61/100 against 49/100 (#17 and #22 of 28 cards). Pick Pionex Visa Card for cashback and a lower FX fee; pick Tuyo Card for more countries and control of your funds.

Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review
Tuyo Card61

#17 of 28 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • Tuyo Card scores higher on the G2M score: 61/100 against 49/100 (#17 and #22 of 28 cards).
  • Pionex Visa Card pays 1% cashback on its entry tier; Tuyo Card does not publish a rate.
  • Neither card has an annual fee.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.
  • Tuyo Card is confirmed in more countries: 216 against 0, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in United States, EU / EEA and UAE.
  • Pionex Visa Card is custodial; Tuyo Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Pionex Visa Card
Tuyo Card
G2M score
49
61 (better)
Base cashback
1%
Not published
Max cashback
1%
Not published
Paid in
USDT
Not published
Annual fee
Free
Free
FX fee
0% (better)
2%
Top-up fee
0%
0%
Per-purchase fee
1% + $0.20 at or under $5, first 1 a month free
None listed
ATM
2% (physical card only; physical cards are not open to new applicants)
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Visa
Visa
Card type
Debit
Spend
Custody
Custodial
Self-custodial
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
No
Yes
United Kingdom
No
No
EU / EEA
Unclear
Yes
Countries
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
3 currencies
Buy and sell crypto with fiat
Buy only
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Visa
Tuyo Card
Perks
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Pionex Visa Card or Tuyo Card?

Tuyo Card scores higher on the G2M score: 61/100 against 49/100 (#17 and #22 of 28 cards). Pick Pionex Visa Card for cashback and a lower FX fee; pick Tuyo Card for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Pionex Visa Card or Tuyo Card?

Neither card has an annual fee. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Pionex Visa Card or Tuyo Card?

Pionex Visa Card pays 1% cashback on its entry tier; Tuyo Card does not publish a rate.

Which works in more countries, Pionex Visa Card or Tuyo Card?

Tuyo Card is confirmed in more countries: 216 against 0, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in United States, EU / EEA and UAE.

Who holds my funds with Pionex Visa Card and Tuyo Card?

Pionex Visa Card is custodial; Tuyo Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.