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Pionex Visa Card vs Tria Card

Tria Card scores higher on the G2M score: 69/100 against 49/100 (#7 and #22 of 28 cards). Pick Pionex Visa Card for a lower annual fee; pick Tria Card for cashback, more countries and control of your funds.

Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review
Tria Card69

#7 of 28 · 1.5% to 6% back · annual fee $20

Get TriaRead the review

The short answer

  • Tria Card scores higher on the G2M score: 69/100 against 49/100 (#7 and #22 of 28 cards).
  • Tria Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 6% on Tria Card.
  • Pionex Visa Card has no annual fee; Tria Card costs $20 a year.
  • Neither card charges an FX fee.
  • Tria Card lists 229 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
  • Pionex Visa Card is custodial; Tria Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Pionex Visa Card
Tria Card
G2M score
49
69 (better)
Base cashback
1%
1.5% (better)
Max cashback
1%
6% (better)
Paid in
USDT
Not published
Annual fee
Free (better)
$20
FX fee
0%
0%
Top-up fee
0%
0%
Per-purchase fee
1% + $0.20 at or under $5, first 1 a month free
None listed
ATM
2% (physical card only; physical cards are not open to new applicants)
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Network
Visa
Visa
Card type
Debit
Spend
Custody
Custodial
Self-custodial
Formats
virtual
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
No
Yes
United Kingdom
No
Yes
EU / EEA
Unclear
Yes
Countries
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
229
Bank account (IBAN or account number)
No
No
Send money to a bank account
Not confirmed
No
Buy and sell crypto with fiat
Buy only
No
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Visa
Lite · Pro · Max
Perks
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Pionex Visa Card or Tria Card?

Tria Card scores higher on the G2M score: 69/100 against 49/100 (#7 and #22 of 28 cards). Pick Pionex Visa Card for a lower annual fee; pick Tria Card for cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Pionex Visa Card or Tria Card?

Pionex Visa Card has no annual fee; Tria Card costs $20 a year. Neither card charges an FX fee.

Which pays more cashback, Pionex Visa Card or Tria Card?

Tria Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 6% on Tria Card.

Which works in more countries, Pionex Visa Card or Tria Card?

Tria Card lists 229 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with Pionex Visa Card and Tria Card?

Pionex Visa Card is custodial; Tria Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.