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OrbitX Card vs RedotPay Card

RedotPay Card scores higher on the G2M score: 54/100 against 43/100 (#23 and #32 of 37 cards). Pick OrbitX Card for control of your funds; pick RedotPay Card for a lower annual fee, a lower FX fee and more countries.

OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review
RedotPay Card54

#23 of 37 · Not published back · annual fee none

Get RedotPayRead the review

The short answer

  • RedotPay Card scores higher on the G2M score: 54/100 against 43/100 (#23 and #32 of 37 cards).
  • Neither card publishes a cashback rate for its entry tier.
  • RedotPay Card has no annual fee; OrbitX Card costs $12 a year.
  • RedotPay Card charges less on foreign currency: a 1.2% FX fee against 2%.
  • RedotPay Card is confirmed in more countries: 200 against 0, though neither publishes a full list. Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.
  • OrbitX Card is non-custodial; RedotPay Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
OrbitX Card
RedotPay Card
G2M score
43
54 (better)
Base cashback
Not published
Not published
Max cashback
Not published
Not published
Paid in
Not published
Points
Annual fee
$12
Free (better)
FX fee
2%
1.2% (better)
Top-up fee
0%
0%
Per-purchase fee
$0.20
1% + $0.20 at or under $1, first 5 a month free
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Network
Visa
Visa
Card type
Varies by region
Prepaid
Custody
Non-custodial
Custodial
Sign-up bonus (G2M link)
None published
$5 spend credit for new users who join through G2M's link; the conditions are shown in the RedotPay app
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / ?
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
201
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
9 currencies
6 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
Neo · Lux
Virtual card · Physical card
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, OrbitX Card or RedotPay Card?

RedotPay Card scores higher on the G2M score: 54/100 against 43/100 (#23 and #32 of 37 cards). Pick OrbitX Card for control of your funds; pick RedotPay Card for a lower annual fee, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, OrbitX Card or RedotPay Card?

RedotPay Card has no annual fee; OrbitX Card costs $12 a year. RedotPay Card charges less on foreign currency: a 1.2% FX fee against 2%.

Which pays more cashback, OrbitX Card or RedotPay Card?

Neither card publishes a cashback rate for its entry tier.

Which works in more countries, OrbitX Card or RedotPay Card?

RedotPay Card is confirmed in more countries: 200 against 0, though neither publishes a full list. Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with OrbitX Card and RedotPay Card?

OrbitX Card is non-custodial; RedotPay Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.