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OrbitX Card vs Pionex Visa Card

Pionex Visa Card scores higher on the G2M score: 49/100 against 43/100 (#27 and #32 of 37 cards). Pick OrbitX Card for control of your funds; pick Pionex Visa Card for cashback, a lower annual fee and a lower FX fee.

OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review
Pionex Visa Card49

#27 of 37 · 1% back · annual fee none

Get PionexRead the review

The short answer

  • Pionex Visa Card scores higher on the G2M score: 49/100 against 43/100 (#27 and #32 of 37 cards).
  • Pionex Visa Card pays 1% cashback on its entry tier; OrbitX Card does not publish a rate.
  • Pionex Visa Card has no annual fee; OrbitX Card costs $12 a year.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.
  • Neither card has confirmed a country we can count yet.
  • OrbitX Card is non-custodial; Pionex Visa Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
OrbitX Card
Pionex Visa Card
G2M score
43
49 (better)
Base cashback
Not published
1%
Max cashback
Not published
1%
Paid in
Not published
USDT
Annual fee
$12
Free (better)
FX fee
2%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
$0.20
1% + $0.20 at or under $5, first 1 a month free
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
2% (physical card only; physical cards are not open to new applicants)
Network
Visa
Visa
Card type
Varies by region
Debit
Custody
Non-custodial
Custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Unclear
No
United Kingdom
Unclear
No
EU / EEA
Unclear
Unclear
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
9 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Neo · Lux
Visa
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 28 Oct 2026; see each card's review for its sources.

Questions

Which is better, OrbitX Card or Pionex Visa Card?

Pionex Visa Card scores higher on the G2M score: 49/100 against 43/100 (#27 and #32 of 37 cards). Pick OrbitX Card for control of your funds; pick Pionex Visa Card for cashback, a lower annual fee and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, OrbitX Card or Pionex Visa Card?

Pionex Visa Card has no annual fee; OrbitX Card costs $12 a year. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, OrbitX Card or Pionex Visa Card?

Pionex Visa Card pays 1% cashback on its entry tier; OrbitX Card does not publish a rate.

Which works in more countries, OrbitX Card or Pionex Visa Card?

Neither card has confirmed a country we can count yet.

Who holds my funds with OrbitX Card and Pionex Visa Card?

OrbitX Card is non-custodial; Pionex Visa Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.