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Laso Finance Card vs Pionex Visa Card

Pionex Visa Card scores higher on the G2M score: 49/100 against 26/100 (#23 and #33 of 33 cards). Pick Laso Finance Card for more countries; pick Pionex Visa Card for cashback and a lower FX fee.

Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review
Pionex Visa Card49

#23 of 33 · 1% back · annual fee none

Get PionexRead the review

The short answer

  • Pionex Visa Card scores higher on the G2M score: 49/100 against 26/100 (#23 and #33 of 33 cards).
  • Pionex Visa Card pays more cashback on its entry tier: 1% against 0%.
  • Neither card has an annual fee.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.
  • Laso Finance Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Laso Finance Card is confirmed in United States.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Laso Finance Card
Pionex Visa Card
G2M score
26
49 (better)
Base cashback
0%
1% (better)
Max cashback
Not published
1%
Paid in
Not published
USDT
Annual fee
Free
Free
FX fee
2%
0% (better)
Top-up fee
3.8%
0% (better)
Per-purchase fee
None listed
1% + $0.20 at or under $5, first 1 a month free
ATM
Not published
2% (physical card only; physical cards are not open to new applicants)
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Custodial
Custodial
No ID check
Yes: US and international cards
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
? / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
No
United Kingdom
Unclear
No
EU / EEA
Unclear
Unclear
Countries
US card for US merchants; international card for merchants worldwide, no published country list
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Bank account (IBAN or account number)
Not confirmed
No
Send money to a bank account
Not confirmed
Not confirmed
Buy and sell crypto with fiat
Sell only
Buy only
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Not confirmed
Yes
Tiers
International card · US card · Reloadable card
Visa
Perks
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 28 Oct 2026; see each card's review for its sources.

Questions

Which is better, Laso Finance Card or Pionex Visa Card?

Pionex Visa Card scores higher on the G2M score: 49/100 against 26/100 (#23 and #33 of 33 cards). Pick Laso Finance Card for more countries; pick Pionex Visa Card for cashback and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Laso Finance Card or Pionex Visa Card?

Neither card has an annual fee. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Laso Finance Card or Pionex Visa Card?

Pionex Visa Card pays more cashback on its entry tier: 1% against 0%.

Which works in more countries, Laso Finance Card or Pionex Visa Card?

Laso Finance Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Laso Finance Card is confirmed in United States.

Who holds my funds with Laso Finance Card and Pionex Visa Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.