[ head to head ]

KAST Card vs PEXX Card

KAST Card scores higher on the G2M score: 66/100 against 62/100 (#12 and #19 of 39 cards). Pick KAST Card for cashback and control of your funds; pick PEXX Card for a lower FX fee and more countries.

KAST Card66

#12 of 39 · 1.5% to 3% back · annual fee none

Get KAST Read the review

PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXX Read the review

The short answer

KAST Card scores higher on the G2M score: 66/100 against 62/100 (#12 and #19 of 39 cards).
KAST Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 3% on KAST Card.
Neither card has an annual fee.
PEXX Card charges less on foreign currency: a 1.2% FX fee against 2%.
PEXX Card lists 68 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only KAST Card is confirmed in United States, and only PEXX Card is confirmed in United Kingdom, EU / EEA and UAE.
KAST Card is custodial or non-custodial; PEXX Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

KAST Card

PEXX Card

G2M score

Base cashback

1.5%

Max cashback

Paid in

USD plus KAST Points

PEXX Points

Annual fee

Free

FX fee

1.2%

Top-up fee

Per-purchase fee

$0.10 under $25 (non-USD)

0.6%

ATM

$3 + 2%; up to $250 per withdrawal

Not published

Network

Visa

Visa / Mastercard

Card type

Credit

Debit

Custody

Custodial or non-custodial

Custodial

Sign-up bonus (G2M link)

10% off your first paid membership: $100 off Premium or $1,000 off Private (nothing extra on the free Standard card)

None published

No ID check

ID needed or not stated

Formats

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Unclear

Yes

United States

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Global (full country list not published)

Bank account (IBAN or account number)

In your name

Send money to a bank account

38 currencies

17 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Not confirmed

Yield on your balance

Yes

Tiers

Standard · Premium · Private

PEXX Card

Perks

Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 13 Nov 2026; see each card's review for its sources.

Questions

Which is better, KAST Card or PEXX Card?

KAST Card scores higher on the G2M score: 66/100 against 62/100 (#12 and #19 of 39 cards). Pick KAST Card for cashback and control of your funds; pick PEXX Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, KAST Card or PEXX Card?

Neither card has an annual fee. PEXX Card charges less on foreign currency: a 1.2% FX fee against 2%.

Which pays more cashback, KAST Card or PEXX Card?

KAST Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 3% on KAST Card.

Which works in more countries, KAST Card or PEXX Card?

PEXX Card lists 68 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only KAST Card is confirmed in United States, and only PEXX Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with KAST Card and PEXX Card?

KAST Card is custodial or non-custodial; PEXX Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.