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Ethena Pay vs KAST Card

Ethena Pay scores higher on the G2M score: 83/100 against 66/100 (#1 and #10 of 26 cards). Ethena Pay also comes out ahead on cashback, a lower FX fee and more countries.

Ethena Pay83

#1 of 26 · 4% to 5% back · annual fee none

Get EthenaRead the review
KAST Card66

#10 of 26 · 1.5% to 3% back · annual fee none

Get KASTRead the review

The short answer

  • Ethena Pay scores higher on the G2M score: 83/100 against 66/100 (#1 and #10 of 26 cards).
  • Ethena Pay pays more cashback on its entry tier: 4% against 1.5%. Higher tiers go up to 5% on Ethena Pay and 3% on KAST Card.
  • Neither card has an annual fee.
  • Ethena Pay charges less on foreign currency: a 1% FX fee against 2%.
  • Ethena Pay lists 48 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only Ethena Pay is confirmed in UAE, and only KAST Card is confirmed in United States.
  • Ethena Pay is self-custodial; KAST Card is custodial or self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Ethena Pay
KAST Card
G2M score
83 (better)
66
Base cashback
4% (better)
1.5%
Max cashback
5% (better)
3%
Paid in
AVAX, daily
USD plus KAST Points
Annual fee
Free
Free
FX fee
1% (better)
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
$0.10 under $25 (non-USD)
ATM
$1 + 0.65% per withdrawal
$3 + 2%; up to $250 per withdrawal
Network
Visa
Visa
Card type
Spend
Credit
Custody
Self-custodial
Custodial or self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
No
Yes
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
48
Global (full country list not published)
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
Not confirmed
38 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Standard · Pro · VIP
Standard · Premium · Private
Perks
Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe
Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Ethena Pay or KAST Card?

Ethena Pay scores higher on the G2M score: 83/100 against 66/100 (#1 and #10 of 26 cards). Ethena Pay also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Ethena Pay or KAST Card?

Neither card has an annual fee. Ethena Pay charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Ethena Pay or KAST Card?

Ethena Pay pays more cashback on its entry tier: 4% against 1.5%. Higher tiers go up to 5% on Ethena Pay and 3% on KAST Card.

Which works in more countries, Ethena Pay or KAST Card?

Ethena Pay lists 48 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only Ethena Pay is confirmed in UAE, and only KAST Card is confirmed in United States.

Who holds my funds with Ethena Pay and KAST Card?

Ethena Pay is self-custodial; KAST Card is custodial or self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.