[ head to head ]

Infini Card vs XPlace Card

Infini Card scores higher on the G2M score: 62/100 against 57/100 (#17 and #22 of 36 cards). Pick Infini Card for cashback; pick XPlace Card for more countries and control of your funds.

Infini Card62

#17 of 36 · 1.5% to 2.5% back · annual fee none

Get Infini Read the review

XPlace Card57

#22 of 36 · 0.5% to 2% back · annual fee none

Get XPlace Read the review

The short answer

Infini Card scores higher on the G2M score: 62/100 against 57/100 (#17 and #22 of 36 cards).
Infini Card pays more cashback on its entry tier: 1.5% against 0.5%. Higher tiers go up to 2.5% on Infini Card and 2% on XPlace Card.
Neither card has an annual fee.
Infini Card charges 1% on foreign currency; XPlace Card does not publish its FX fee.
XPlace Card is confirmed in more countries: 233 against 0, though neither publishes a full list. Of the markets we check for every card, only XPlace Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
Infini Card is custodial; XPlace Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Infini Card

XPlace Card

G2M score

Base cashback

1.5%

0.5%

Max cashback

2.5%

Paid in

Not published

USDC

Annual fee

Free

FX fee

Not published

Top-up fee

Per-purchase fee

None listed

ATM

Not published

Network

Visa / Mastercard

Visa

Card type

Prepaid

Varies by region

Custody

Custodial

Non-custodial

Sign-up bonus (G2M link)

None published

No ID check

ID needed or not stated

Formats

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Unclear

Yes

United States

Unclear

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded

Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states

Bank account (IBAN or account number)

In your name

Not confirmed

Send money to a bank account

2 currencies

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Not confirmed

Spend against crypto without selling

Not confirmed

Yes

Yield on your balance

Yes

Tiers

Pro · Lite · Max

Basic · Silver · Gold · Platinum

Perks

Infini Lite works for ChatGPT and Claude subscriptions · USD and EUR account details to get paid · Infini Earn: yield on stablecoins and BTC · Finny, an AI expense tracker · Visa with a Hong Kong card BIN

Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 4 Nov 2026; see each card's review for its sources.

Questions

Which is better, Infini Card or XPlace Card?

Infini Card scores higher on the G2M score: 62/100 against 57/100 (#17 and #22 of 36 cards). Pick Infini Card for cashback; pick XPlace Card for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Infini Card or XPlace Card?

Neither card has an annual fee. Infini Card charges 1% on foreign currency; XPlace Card does not publish its FX fee.

Which pays more cashback, Infini Card or XPlace Card?

Infini Card pays more cashback on its entry tier: 1.5% against 0.5%. Higher tiers go up to 2.5% on Infini Card and 2% on XPlace Card.

Which works in more countries, Infini Card or XPlace Card?

XPlace Card is confirmed in more countries: 233 against 0, though neither publishes a full list. Of the markets we check for every card, only XPlace Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with Infini Card and XPlace Card?

Infini Card is custodial; XPlace Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.