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Hyperbeat Pay Card vs SolCard

SolCard scores higher on the G2M score: 35/100 against 22/100 (#34 and #36 of 36 cards). Pick Hyperbeat Pay Card for cashback and control of your funds; pick SolCard for more countries.

Hyperbeat Pay Card22

#36 of 36 · 0.2% to 12% back · annual fee Not published

Get HyperbeatRead the review
SolCard35

#34 of 36 · 0% to 1.3% back · annual fee none

Get SolCardRead the review

The short answer

  • SolCard scores higher on the G2M score: 35/100 against 22/100 (#34 and #36 of 36 cards).
  • Hyperbeat Pay Card pays more cashback on its entry tier: 0.2% against 0%. Higher tiers go up to 12% on Hyperbeat Pay Card and 1.3% on SolCard.
  • SolCard has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
  • SolCard charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
  • SolCard is confirmed in more countries: 245 against 1, though neither publishes a full list. Of the markets we check for every card, only SolCard is confirmed in United Kingdom, EU / EEA, India and UAE.
  • Hyperbeat Pay Card is non-custodial; SolCard is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Hyperbeat Pay Card
SolCard
G2M score
22
35 (better)
Base cashback
0.2% (better)
0%
Max cashback
12% (better)
1.3%
Paid in
WHYPE
USDT or USDC
Annual fee
Not published
Free
FX fee
Not published
2%
Top-up fee
Not published
5%
Per-purchase fee
None listed
None listed
ATM
Not published
Not published
Network
Visa
Visa / Mastercard
Card type
Varies by region
Prepaid
Custody
Non-custodial
Custodial
Sign-up bonus (G2M link)
None published
$10 off Virtual card issuance, which normally costs $10
No ID check
ID needed or not stated
Yes: Virtual card
Formats
virtual
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
Yes
UAE
Unclear
Yes
United States
Yes
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list
Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online)
Bank account (IBAN or account number)
Not confirmed
Not confirmed
Send money to a bank account
Not confirmed
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Not confirmed
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
No
Tiers
Everyday · All boosters · Trader $1M · Trader $5M
Virtual · Platinum · Signature · Private
Perks
Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days
No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback · Online only, no Apple Pay or Google Pay

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 31 Oct 2026; see each card's review for its sources.

Questions

Which is better, Hyperbeat Pay Card or SolCard?

SolCard scores higher on the G2M score: 35/100 against 22/100 (#34 and #36 of 36 cards). Pick Hyperbeat Pay Card for cashback and control of your funds; pick SolCard for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Hyperbeat Pay Card or SolCard?

SolCard has no annual fee; Hyperbeat Pay Card does not publish its annual fee. SolCard charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Hyperbeat Pay Card or SolCard?

Hyperbeat Pay Card pays more cashback on its entry tier: 0.2% against 0%. Higher tiers go up to 12% on Hyperbeat Pay Card and 1.3% on SolCard.

Which works in more countries, Hyperbeat Pay Card or SolCard?

SolCard is confirmed in more countries: 245 against 1, though neither publishes a full list. Of the markets we check for every card, only SolCard is confirmed in United Kingdom, EU / EEA, India and UAE.

Who holds my funds with Hyperbeat Pay Card and SolCard?

Hyperbeat Pay Card is non-custodial; SolCard is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Hyperbeat Pay Card vs SolCard: fees, cashback and countries compared · G2M