[ head to head ]

Hyperbeat Pay Card vs RedotPay Card

RedotPay Card scores higher on the G2M score: 54/100 against 22/100 (#23 and #36 of 36 cards). Pick Hyperbeat Pay Card for cashback and control of your funds; pick RedotPay Card for more countries.

Hyperbeat Pay Card22

#36 of 36 · 0.2% to 12% back · annual fee Not published

Get Hyperbeat Read the review

RedotPay Card54

#23 of 36 · Not published back · annual fee none

Get RedotPay Read the review

The short answer

RedotPay Card scores higher on the G2M score: 54/100 against 22/100 (#23 and #36 of 36 cards).
Hyperbeat Pay Card pays 0.2% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 12% on Hyperbeat Pay Card.
RedotPay Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
RedotPay Card charges 1.2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
RedotPay Card is confirmed in more countries: 200 against 1, though neither publishes a full list. Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States, and only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.
Hyperbeat Pay Card is non-custodial; RedotPay Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Hyperbeat Pay Card

RedotPay Card

G2M score

Base cashback

0.2%

Not published

Max cashback

12%

Not published

Paid in

WHYPE

Points

Annual fee

Not published

Free

FX fee

Not published

1.2%

Top-up fee

Not published

Per-purchase fee

None listed

1% + $0.20 at or under $1, first 5 a month free

ATM

Not published

USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)

Network

Visa

Card type

Varies by region

Prepaid

Custody

Non-custodial

Custodial

Sign-up bonus (G2M link)

None published

$5 spend credit for new users who join through G2M's link; the conditions are shown in the RedotPay app

No ID check

ID needed or not stated

Formats

virtual

virtual, physical

Apple / Google Pay

? / ?

Yes / ?

India

Unclear

UAE

Unclear

Yes

United States

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list

201

Bank account (IBAN or account number)

Not confirmed

In your name

Send money to a bank account

Not confirmed

6 currencies

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Everyday · All boosters · Trader $1M · Trader $5M

Virtual card · Physical card

Perks

Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days

Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Hyperbeat Pay Card or RedotPay Card?

RedotPay Card scores higher on the G2M score: 54/100 against 22/100 (#23 and #36 of 36 cards). Pick Hyperbeat Pay Card for cashback and control of your funds; pick RedotPay Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Hyperbeat Pay Card or RedotPay Card?

RedotPay Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee. RedotPay Card charges 1.2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Hyperbeat Pay Card or RedotPay Card?

Hyperbeat Pay Card pays 0.2% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 12% on Hyperbeat Pay Card.

Which works in more countries, Hyperbeat Pay Card or RedotPay Card?

RedotPay Card is confirmed in more countries: 200 against 1, though neither publishes a full list. Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States, and only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Hyperbeat Pay Card and RedotPay Card?

Hyperbeat Pay Card is non-custodial; RedotPay Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.