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Hyperbeat Pay Card vs Pionex Visa Card

Pionex Visa Card scores higher on the G2M score: 49/100 against 22/100 (#26 and #36 of 36 cards). Pick Hyperbeat Pay Card for more countries and control of your funds; pick Pionex Visa Card for cashback.

Hyperbeat Pay Card22

#36 of 36 · 0.2% to 12% back · annual fee Not published

Get HyperbeatRead the review
Pionex Visa Card49

#26 of 36 · 1% back · annual fee none

Get PionexRead the review

The short answer

  • Pionex Visa Card scores higher on the G2M score: 49/100 against 22/100 (#26 and #36 of 36 cards).
  • Pionex Visa Card pays more cashback on its entry tier: 1% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card.
  • Pionex Visa Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
  • Pionex Visa Card charges 0% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
  • Hyperbeat Pay Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States.
  • Hyperbeat Pay Card is non-custodial; Pionex Visa Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Hyperbeat Pay Card
Pionex Visa Card
G2M score
22
49 (better)
Base cashback
0.2%
1% (better)
Max cashback
12% (better)
1%
Paid in
WHYPE
USDT
Annual fee
Not published
Free
FX fee
Not published
0%
Top-up fee
Not published
0%
Per-purchase fee
None listed
1% + $0.20 at or under $5, first 1 a month free
ATM
Not published
2% (physical card only; physical cards are not open to new applicants)
Network
Visa
Visa
Card type
Varies by region
Debit
Custody
Non-custodial
Custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
No
United Kingdom
Unclear
No
EU / EEA
Unclear
Unclear
Countries
Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Bank account (IBAN or account number)
Not confirmed
No
Send money to a bank account
Not confirmed
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
Yes
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Everyday · All boosters · Trader $1M · Trader $5M
Visa
Perks
Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 28 Oct 2026; see each card's review for its sources.

Questions

Which is better, Hyperbeat Pay Card or Pionex Visa Card?

Pionex Visa Card scores higher on the G2M score: 49/100 against 22/100 (#26 and #36 of 36 cards). Pick Hyperbeat Pay Card for more countries and control of your funds; pick Pionex Visa Card for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Hyperbeat Pay Card or Pionex Visa Card?

Pionex Visa Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee. Pionex Visa Card charges 0% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Hyperbeat Pay Card or Pionex Visa Card?

Pionex Visa Card pays more cashback on its entry tier: 1% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card.

Which works in more countries, Hyperbeat Pay Card or Pionex Visa Card?

Hyperbeat Pay Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States.

Who holds my funds with Hyperbeat Pay Card and Pionex Visa Card?

Hyperbeat Pay Card is non-custodial; Pionex Visa Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Hyperbeat Pay Card vs Pionex Visa Card: fees, cashback and countries compared · G2M