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Exa Card vs Infini Card

Exa Card scores higher on the G2M score: 67/100 against 62/100 (#11 and #17 of 36 cards). Pick Exa Card for more countries and control of your funds; pick Infini Card for cashback and a lower FX fee.

Exa Card67

#11 of 36 · 1% back · annual fee none

Get ExactlyRead the review
Infini Card62

#17 of 36 · 1.5% to 2.5% back · annual fee none

Get InfiniRead the review

The short answer

  • Exa Card scores higher on the G2M score: 67/100 against 62/100 (#11 and #17 of 36 cards).
  • Infini Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 2.5% on Infini Card.
  • Neither card has an annual fee.
  • Infini Card charges less on foreign currency: a 1% FX fee against 1.5%.
  • Exa Card lists 46 countries where it works; Infini Card does not publish a full country list. Of the markets we check for every card, only Exa Card is confirmed in United States and UAE.
  • Exa Card is non-custodial; Infini Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Exa Card
Infini Card
G2M score
67 (better)
62
Base cashback
1%
1.5% (better)
Max cashback
1%
2.5% (better)
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
1.5%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
$1 + 0.65% per withdrawal; up to $250 each
Not published
Network
Visa
Visa / Mastercard
Card type
Varies by region
Prepaid
Custody
Non-custodial
Custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
Yes
Unclear
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
46
Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Global · United States
Pro · Lite · Max
Perks
Concierge · Extended warranty · Purchase protection
Infini Lite works for ChatGPT and Claude subscriptions · USD and EUR account details to get paid · Infini Earn: yield on stablecoins and BTC · Finny, an AI expense tracker · Visa with a Hong Kong card BIN

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Exa Card or Infini Card?

Exa Card scores higher on the G2M score: 67/100 against 62/100 (#11 and #17 of 36 cards). Pick Exa Card for more countries and control of your funds; pick Infini Card for cashback and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Exa Card or Infini Card?

Neither card has an annual fee. Infini Card charges less on foreign currency: a 1% FX fee against 1.5%.

Which pays more cashback, Exa Card or Infini Card?

Infini Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 2.5% on Infini Card.

Which works in more countries, Exa Card or Infini Card?

Exa Card lists 46 countries where it works; Infini Card does not publish a full country list. Of the markets we check for every card, only Exa Card is confirmed in United States and UAE.

Who holds my funds with Exa Card and Infini Card?

Exa Card is non-custodial; Infini Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.