G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

Exa Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 67/100 (#4 and #9 of 26 cards). Pick Exa Card for cashback; pick Wirex One Card for a lower FX fee and more countries.

Exa Card67

#9 of 26 · 1% back · annual fee none

Get ExactlyRead the review
Wirex One Card74

#4 of 26 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 67/100 (#4 and #9 of 26 cards).
  • Exa Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 1.5%.
  • Wirex One Card is confirmed in more countries: 73 against 46. Of the markets we check for every card, only Exa Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom and EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Exa Card
Wirex One Card
G2M score
67
74 (better)
Base cashback
1% (better)
0.5%
Max cashback
1%
8% (better)
Paid in
Not published
USD
Annual fee
Free
Free
FX fee
1.5%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
None listed
None listed
ATM
$1 + 0.65% per withdrawal; up to $250 each
Premium tier and above
Network
Visa
Visa
Card type
Varies by region
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
46
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Yes
Yield on your balance
Yes
Yes
Tiers
Global · United States
Base · Premium · Elite · Private · Bespoke
Perks
Concierge · Extended warranty · Purchase protection
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Exa Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 67/100 (#4 and #9 of 26 cards). Pick Exa Card for cashback; pick Wirex One Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Exa Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 1.5%.

Which pays more cashback, Exa Card or Wirex One Card?

Exa Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, Exa Card or Wirex One Card?

Wirex One Card is confirmed in more countries: 73 against 46. Of the markets we check for every card, only Exa Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Exa Card and Wirex One Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.