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ether.fi Cash Card vs Exa Card

ether.fi Cash Card scores higher on the G2M score: 80/100 against 67/100 (#2 and #9 of 26 cards). ether.fi Cash Card also comes out ahead on cashback, a lower FX fee and more countries.

ether.fi Cash Card80

#2 of 26 · 3% to 4% back · annual fee Not published

Get ether.fiRead the review
Exa Card67

#9 of 26 · 1% back · annual fee none

Get ExactlyRead the review

The short answer

  • ether.fi Cash Card scores higher on the G2M score: 80/100 against 67/100 (#2 and #9 of 26 cards).
  • ether.fi Cash Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 4% on ether.fi Cash Card.
  • Exa Card has no annual fee; ether.fi Cash Card does not publish its annual fee.
  • ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 1.5%.
  • ether.fi Cash Card is confirmed in more countries: 91 against 46. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United Kingdom and EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
ether.fi Cash Card
Exa Card
G2M score
80 (better)
67
Base cashback
3% (better)
1%
Max cashback
4% (better)
1%
Paid in
ETHFI
Not published
Annual fee
Not published
Free
FX fee
0.5% (better)
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day
$1 + 0.65% per withdrawal; up to $250 each
Network
Visa
Visa
Card type
Credit
Varies by region
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
Yes
United Kingdom
Yes
No
EU / EEA
Yes
No
Countries
91
46
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
27 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Yes
Yield on your balance
Yes
Yes
Tiers
Core · Luxe · Pinnacle · VIP
Global · United States
Perks
Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection
Concierge · Extended warranty · Purchase protection

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, ether.fi Cash Card or Exa Card?

ether.fi Cash Card scores higher on the G2M score: 80/100 against 67/100 (#2 and #9 of 26 cards). ether.fi Cash Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, ether.fi Cash Card or Exa Card?

Exa Card has no annual fee; ether.fi Cash Card does not publish its annual fee. ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 1.5%.

Which pays more cashback, ether.fi Cash Card or Exa Card?

ether.fi Cash Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 4% on ether.fi Cash Card.

Which works in more countries, ether.fi Cash Card or Exa Card?

ether.fi Cash Card is confirmed in more countries: 91 against 46. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with ether.fi Cash Card and Exa Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.