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Exa Card vs Solid Card

Solid Card scores higher on the G2M score: 82/100 against 67/100 (#3 and #10 of 31 cards). Solid Card also comes out ahead on cashback and more countries.

Exa Card67

#10 of 31 · 1% back · annual fee none

Get ExactlyRead the review
Solid Card82

#3 of 31 · 3% to 5% back · annual fee none

Get SolidRead the review

The short answer

  • Solid Card scores higher on the G2M score: 82/100 against 67/100 (#3 and #10 of 31 cards).
  • Solid Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 5% on Solid Card.
  • Neither card has an annual fee.
  • Both charge a 1.5% FX fee on foreign currency.
  • Solid Card is confirmed in more countries: 104 against 46. Of the markets we check for every card, only Solid Card is confirmed in United Kingdom and EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Exa Card
Solid Card
G2M score
67
82 (better)
Base cashback
1%
3% (better)
Max cashback
1%
5% (better)
Paid in
Not published
USDC
Annual fee
Free
Free
FX fee
1.5%
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
$1 + 0.65% per withdrawal; up to $250 each
Not published
Network
Visa
Visa
Card type
Varies by region
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
Yes
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
46
104
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Yes
Yield on your balance
Yes
Yes
Tiers
Global · United States
Core · Prime · Ultra
Perks
Concierge · Extended warranty · Purchase protection
Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them · Bank deposits and swaps at 0.25% · No Solid fees on bank deposits and swaps

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Exa Card or Solid Card?

Solid Card scores higher on the G2M score: 82/100 against 67/100 (#3 and #10 of 31 cards). Solid Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Exa Card or Solid Card?

Neither card has an annual fee. Both charge a 1.5% FX fee on foreign currency.

Which pays more cashback, Exa Card or Solid Card?

Solid Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 5% on Solid Card.

Which works in more countries, Exa Card or Solid Card?

Solid Card is confirmed in more countries: 104 against 46. Of the markets we check for every card, only Solid Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Exa Card and Solid Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.