G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

DogPay Card vs Tuyo Card

Tuyo Card scores higher on the G2M score: 61/100 against 33/100 (#17 and #28 of 28 cards). Tuyo Card also comes out ahead on more countries and control of your funds.

DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPayRead the review
Tuyo Card61

#17 of 28 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • Tuyo Card scores higher on the G2M score: 61/100 against 33/100 (#17 and #28 of 28 cards).
  • Neither card publishes a cashback rate for its entry tier.
  • Neither card has an annual fee.
  • Tuyo Card charges 2% on foreign currency; DogPay Card does not publish its FX fee.
  • Tuyo Card is confirmed in more countries: 216 against 0, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in United States, EU / EEA and UAE.
  • DogPay Card is custodial; Tuyo Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
DogPay Card
Tuyo Card
G2M score
33
61 (better)
Base cashback
Not published
Not published
Max cashback
Not published
Not published
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
1%
0% (better)
Per-purchase fee
None listed
None listed
ATM
Physical card at supported ATMs; fee not published
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Visa / Mastercard
Visa
Card type
Prepaid
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
No
EU / EEA
Unclear
Yes
Countries
Depends on your region and identity checks; no country list published
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Basic · Premium · Platinum · Ultra
Tuyo Card
Perks
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, DogPay Card or Tuyo Card?

Tuyo Card scores higher on the G2M score: 61/100 against 33/100 (#17 and #28 of 28 cards). Tuyo Card also comes out ahead on more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, DogPay Card or Tuyo Card?

Neither card has an annual fee. Tuyo Card charges 2% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, DogPay Card or Tuyo Card?

Neither card publishes a cashback rate for its entry tier.

Which works in more countries, DogPay Card or Tuyo Card?

Tuyo Card is confirmed in more countries: 216 against 0, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in United States, EU / EEA and UAE.

Who holds my funds with DogPay Card and Tuyo Card?

DogPay Card is custodial; Tuyo Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.