[ head to head ]

DogPay Card vs Tria Card

DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPay Read the review

Tria Card69

#7 of 28 · 1.5% to 6% back · annual fee $20

Get Tria Read the review

The short answer

Tria Card scores higher on the G2M score: 69/100 against 33/100 (#7 and #28 of 28 cards).
Tria Card pays 1.5% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 6% on Tria Card.
DogPay Card has no annual fee; Tria Card costs $20 a year.
Tria Card charges 0% on foreign currency; DogPay Card does not publish its FX fee.
Tria Card lists 229 countries where it works; DogPay Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
DogPay Card is custodial; Tria Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

DogPay Card

Tria Card

G2M score

Base cashback

Not published

1.5%

Max cashback

Not published

Paid in

Not published

Annual fee

Free

$20

FX fee

Not published

Top-up fee

Per-purchase fee

None listed

ATM

Physical card at supported ATMs; fee not published

Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.

Network

Visa / Mastercard

Visa

Card type

Prepaid

Spend

Custody

Custodial

Self-custodial

Formats

virtual, physical

virtual, physical, metal

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Unclear

Yes

United States

Unclear

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Depends on your region and identity checks; no country list published

229

Bank account (IBAN or account number)

In your name

Send money to a bank account

1 currency

Buy and sell crypto with fiat

Sell only

Spend against crypto without selling

Not confirmed

Yield on your balance

Yes

Tiers

Basic · Premium · Platinum · Ultra

Lite · Pro · Max

Perks

Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards

Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, DogPay Card or Tria Card?

Tria Card scores higher on the G2M score: 69/100 against 33/100 (#7 and #28 of 28 cards). Pick DogPay Card for a lower annual fee; pick Tria Card for cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, DogPay Card or Tria Card?

DogPay Card has no annual fee; Tria Card costs $20 a year. Tria Card charges 0% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, DogPay Card or Tria Card?

Tria Card pays 1.5% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 6% on Tria Card.

Which works in more countries, DogPay Card or Tria Card?

Tria Card lists 229 countries where it works; DogPay Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with DogPay Card and Tria Card?

DogPay Card is custodial; Tria Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.