G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

COCA Card vs RedotPay Card

COCA Card scores higher on the G2M score: 64/100 against 54/100 (#12 and #20 of 26 cards). Pick COCA Card for cashback and control of your funds; pick RedotPay Card for more countries.

COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review
RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPayRead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 54/100 (#12 and #20 of 26 cards).
  • COCA Card pays 1% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 8% on COCA Card.
  • Neither card has an annual fee.
  • RedotPay Card charges 1.2% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card lists 73 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far).
  • COCA Card is self-custodial; RedotPay Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
RedotPay Card
G2M score
64 (better)
54
Base cashback
1%
Not published
Max cashback
8%
Not published
Paid in
Stablecoins, monthly
Points
Annual fee
Free
Free
FX fee
Not published
1.2%
Top-up fee
0%
0%
Per-purchase fee
None listed
1% + $0.20 at or under $1, first 5 a month free
ATM
Free up to $250 a month, then 2%
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Network
Visa
Visa
Card type
Debit
Prepaid
Custody
Self-custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / ?
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
201
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
6 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Virtual card · Physical card
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or RedotPay Card?

COCA Card scores higher on the G2M score: 64/100 against 54/100 (#12 and #20 of 26 cards). Pick COCA Card for cashback and control of your funds; pick RedotPay Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or RedotPay Card?

Neither card has an annual fee. RedotPay Card charges 1.2% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or RedotPay Card?

COCA Card pays 1% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 8% on COCA Card.

Which works in more countries, COCA Card or RedotPay Card?

COCA Card lists 73 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far).

Who holds my funds with COCA Card and RedotPay Card?

COCA Card is self-custodial; RedotPay Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.