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COCA Card vs Pionex Visa Card

COCA Card scores higher on the G2M score: 64/100 against 49/100 (#12 and #22 of 28 cards). COCA Card also comes out ahead on more countries and control of your funds.

COCA Card64

#12 of 28 · 1% to 8% back · annual fee none

Get COCARead the review
Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 49/100 (#12 and #22 of 28 cards).
  • Both pay 1% cashback on their entry tier. Higher tiers go up to 8% on COCA Card.
  • Neither card has an annual fee.
  • Pionex Visa Card charges 0% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card lists 73 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE.
  • COCA Card is self-custodial; Pionex Visa Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
Pionex Visa Card
G2M score
64 (better)
49
Base cashback
1%
1%
Max cashback
8% (better)
1%
Paid in
Stablecoins, monthly
USDT
Annual fee
Free
Free
FX fee
Not published
0%
Top-up fee
0%
0%
Per-purchase fee
None listed
1% + $0.20 at or under $5, first 1 a month free
ATM
Free up to $250 a month, then 2%
2% (physical card only; physical cards are not open to new applicants)
Network
Visa
Visa
Card type
Debit
Debit
Custody
Self-custodial
Custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
No
No
United Kingdom
Yes
No
EU / EEA
Yes
Unclear
Countries
73
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
1 currency
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Visa
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Pionex Visa Card?

COCA Card scores higher on the G2M score: 64/100 against 49/100 (#12 and #22 of 28 cards). COCA Card also comes out ahead on more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Pionex Visa Card?

Neither card has an annual fee. Pionex Visa Card charges 0% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or Pionex Visa Card?

Both pay 1% cashback on their entry tier. Higher tiers go up to 8% on COCA Card.

Which works in more countries, COCA Card or Pionex Visa Card?

COCA Card lists 73 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with COCA Card and Pionex Visa Card?

COCA Card is self-custodial; Pionex Visa Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.