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Cashi Card vs Tria Card

Tria Card scores higher on the G2M score: 69/100 against 43/100 (#8 and #29 of 31 cards). Pick Cashi Card for a lower annual fee; pick Tria Card for cashback, a lower FX fee, more countries and control of your funds.

Cashi Card43

#29 of 31 · 0% to 3% back · annual fee none

Get CashiRead the review
Tria Card69

#8 of 31 · 1.5% to 6% back · annual fee $20

Get TriaRead the review

The short answer

  • Tria Card scores higher on the G2M score: 69/100 against 43/100 (#8 and #29 of 31 cards).
  • Tria Card pays more cashback on its entry tier: 1.5% against 0%. Higher tiers go up to 3% on Cashi Card and 6% on Tria Card.
  • Cashi Card has no annual fee; Tria Card costs $20 a year.
  • Tria Card charges less on foreign currency: a 0% FX fee against 1%.
  • Tria Card lists 229 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
  • Cashi Card is custodial; Tria Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
Tria Card
G2M score
43
69 (better)
Base cashback
0%
1.5% (better)
Max cashback
3%
6% (better)
Paid in
Spending credit
Not published
Annual fee
Free (better)
$20
FX fee
1%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Network
Visa
Visa
Card type
Prepaid
Spend
Custody
Custodial
Self-custodial
Formats
virtual
virtual, physical, metal
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
App in 100+ countries; Cashi does not publish a card country list
229
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
20 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Not confirmed
Yes
Tiers
Cashi Card
Lite · Pro · Max
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or Tria Card?

Tria Card scores higher on the G2M score: 69/100 against 43/100 (#8 and #29 of 31 cards). Pick Cashi Card for a lower annual fee; pick Tria Card for cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or Tria Card?

Cashi Card has no annual fee; Tria Card costs $20 a year. Tria Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Cashi Card or Tria Card?

Tria Card pays more cashback on its entry tier: 1.5% against 0%. Higher tiers go up to 3% on Cashi Card and 6% on Tria Card.

Which works in more countries, Cashi Card or Tria Card?

Tria Card lists 229 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with Cashi Card and Tria Card?

Cashi Card is custodial; Tria Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.