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Cashi Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 43/100 (#5 and #29 of 31 cards). Wirex One Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds.

Cashi Card43

#29 of 31 · 0% to 3% back · annual fee none

Get CashiRead the review
Wirex One Card74

#5 of 31 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 43/100 (#5 and #29 of 31 cards).
  • Wirex One Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 3% on Cashi Card and 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 1%.
  • Wirex One Card lists 73 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Cashi Card is custodial; Wirex One Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
Wirex One Card
G2M score
43
74 (better)
Base cashback
0%
0.5% (better)
Max cashback
3%
8% (better)
Paid in
Spending credit
USD
Annual fee
Free
Free
FX fee
1%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
None listed
None listed
ATM
Not published
Premium tier and above
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
App in 100+ countries; Cashi does not publish a card country list
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
20 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Not confirmed
Yes
Tiers
Cashi Card
Base · Premium · Elite · Private · Bespoke
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 43/100 (#5 and #29 of 31 cards). Wirex One Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Cashi Card or Wirex One Card?

Wirex One Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 3% on Cashi Card and 8% on Wirex One Card.

Which works in more countries, Cashi Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Cashi Card and Wirex One Card?

Cashi Card is custodial; Wirex One Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.