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Cashi Card vs COCA Card

COCA Card scores higher on the G2M score: 64/100 against 43/100 (#13 and #29 of 31 cards). COCA Card also comes out ahead on cashback, more countries and control of your funds.

Cashi Card43

#29 of 31 · 0% to 3% back · annual fee none

Get CashiRead the review
COCA Card64

#13 of 31 · 1% to 8% back · annual fee none

Get COCARead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 43/100 (#13 and #29 of 31 cards).
  • COCA Card pays more cashback on its entry tier: 1% against 0%. Higher tiers go up to 3% on Cashi Card and 8% on COCA Card.
  • Neither card has an annual fee.
  • Cashi Card charges 1% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card lists 73 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Cashi Card is custodial; COCA Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
COCA Card
G2M score
43
64 (better)
Base cashback
0%
1% (better)
Max cashback
3%
8% (better)
Paid in
Spending credit
Stablecoins, monthly
Annual fee
Free
Free
FX fee
1%
Not published
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
Free up to $250 a month, then 2%
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
App in 100+ countries; Cashi does not publish a card country list
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
20 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Not confirmed
Yes
Tiers
Cashi Card
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or COCA Card?

COCA Card scores higher on the G2M score: 64/100 against 43/100 (#13 and #29 of 31 cards). COCA Card also comes out ahead on cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or COCA Card?

Neither card has an annual fee. Cashi Card charges 1% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, Cashi Card or COCA Card?

COCA Card pays more cashback on its entry tier: 1% against 0%. Higher tiers go up to 3% on Cashi Card and 8% on COCA Card.

Which works in more countries, Cashi Card or COCA Card?

COCA Card lists 73 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Cashi Card and COCA Card?

Cashi Card is custodial; COCA Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.