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Bybit Card vs Tuyo Card

Tuyo Card scores higher on the G2M score: 61/100 against 48/100 (#17 and #22 of 26 cards). Tuyo Card also comes out ahead on more countries and control of your funds.

Bybit Card48

#22 of 26 · Up to 10% back · annual fee none

Get BybitRead the review
Tuyo Card61

#17 of 26 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • Tuyo Card scores higher on the G2M score: 61/100 against 48/100 (#17 and #22 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card.
  • Neither card has an annual fee.
  • Both charge a 2% FX fee on foreign currency.
  • Bybit Card lists 37 countries where it works; Tuyo Card does not publish a full country list (216 confirmed so far). Of the markets we check for every card, only Tuyo Card is confirmed in United States and UAE.
  • Bybit Card is custodial; Tuyo Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
Tuyo Card
G2M score
48
61 (better)
Base cashback
Not published
Not published
Max cashback
10%
Not published
Paid in
Points, redeemable for USDT or crypto
Not published
Annual fee
Free
Free
FX fee
2%
2%
Top-up fee
0%
0%
Per-purchase fee
0.9%
None listed
ATM
Around $100 or €100 a month depending on region
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Mastercard
Visa
Card type
Varies by region
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
? / ?
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
Yes
United Kingdom
No
No
EU / EEA
Yes
Yes
Countries
33
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Tuyo Card
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or Tuyo Card?

Tuyo Card scores higher on the G2M score: 61/100 against 48/100 (#17 and #22 of 26 cards). Tuyo Card also comes out ahead on more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or Tuyo Card?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Bybit Card or Tuyo Card?

Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card.

Which works in more countries, Bybit Card or Tuyo Card?

Bybit Card lists 37 countries where it works; Tuyo Card does not publish a full country list (216 confirmed so far). Of the markets we check for every card, only Tuyo Card is confirmed in United States and UAE.

Who holds my funds with Bybit Card and Tuyo Card?

Bybit Card is custodial; Tuyo Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.