Bybit Card vs Hyperbeat Pay Card
Bybit Card scores higher on the G2M score: 48/100 against 22/100 (#27 and #36 of 36 cards). Pick Bybit Card for more countries; pick Hyperbeat Pay Card for cashback and control of your funds.
#36 of 36 · 0.2% to 12% back · annual fee Not published
The short answer
- Bybit Card scores higher on the G2M score: 48/100 against 22/100 (#27 and #36 of 36 cards).
- Hyperbeat Pay Card pays 0.2% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 12% on Hyperbeat Pay Card.
- Bybit Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
- Bybit Card charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
- Bybit Card lists 37 countries where it works; Hyperbeat Pay Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA, and only Hyperbeat Pay Card is confirmed in United States.
- Bybit Card is custodial; Hyperbeat Pay Card is non-custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Bybit Card or Hyperbeat Pay Card?
Bybit Card scores higher on the G2M score: 48/100 against 22/100 (#27 and #36 of 36 cards). Pick Bybit Card for more countries; pick Hyperbeat Pay Card for cashback and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Bybit Card or Hyperbeat Pay Card?
Bybit Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee. Bybit Card charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
Which pays more cashback, Bybit Card or Hyperbeat Pay Card?
Hyperbeat Pay Card pays 0.2% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 12% on Hyperbeat Pay Card.
Which works in more countries, Bybit Card or Hyperbeat Pay Card?
Bybit Card lists 37 countries where it works; Hyperbeat Pay Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA, and only Hyperbeat Pay Card is confirmed in United States.
Who holds my funds with Bybit Card and Hyperbeat Pay Card?
Bybit Card is custodial; Hyperbeat Pay Card is non-custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.