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Bybit Card vs COCA Card

COCA Card scores higher on the G2M score: 64/100 against 48/100 (#12 and #22 of 26 cards). COCA Card also comes out ahead on cashback, more countries and control of your funds.

Bybit Card48

#22 of 26 · Up to 10% back · annual fee none

Get BybitRead the review
COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 48/100 (#12 and #22 of 26 cards).
  • COCA Card pays 1% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 8% on COCA Card.
  • Neither card has an annual fee.
  • Bybit Card charges 2% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card is confirmed in more countries: 73 against 37. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom and UAE.
  • Bybit Card is custodial; COCA Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
COCA Card
G2M score
48
64 (better)
Base cashback
Not published
1%
Max cashback
10% (better)
8%
Paid in
Points, redeemable for USDT or crypto
Stablecoins, monthly
Annual fee
Free
Free
FX fee
2%
Not published
Top-up fee
0%
0%
Per-purchase fee
0.9%
None listed
ATM
Around $100 or €100 a month depending on region
Free up to $250 a month, then 2%
Network
Mastercard
Visa
Card type
Varies by region
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
Yes
Yes
Countries
33
73
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
1 currency
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or COCA Card?

COCA Card scores higher on the G2M score: 64/100 against 48/100 (#12 and #22 of 26 cards). COCA Card also comes out ahead on cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or COCA Card?

Neither card has an annual fee. Bybit Card charges 2% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, Bybit Card or COCA Card?

COCA Card pays 1% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 8% on COCA Card.

Which works in more countries, Bybit Card or COCA Card?

COCA Card is confirmed in more countries: 73 against 37. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom and UAE.

Who holds my funds with Bybit Card and COCA Card?

Bybit Card is custodial; COCA Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.