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RedotPay Card vs Tangem Pay

Tangem Pay scores higher on the G2M score: 62/100 against 54/100 (#15 and #20 of 26 cards). Pick RedotPay Card for a lower FX fee and more countries; pick Tangem Pay for cashback and control of your funds.

RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPayRead the review
Tangem Pay62

#15 of 26 · 1% to 4% back · annual fee none

Get TangemRead the review

The short answer

  • Tangem Pay scores higher on the G2M score: 62/100 against 54/100 (#15 and #20 of 26 cards).
  • Tangem Pay pays 1% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 4% on Tangem Pay.
  • Neither card has an annual fee.
  • RedotPay Card charges less on foreign currency: a 1.2% FX fee against 1.5%.
  • RedotPay Card is confirmed in more countries: 200 against 50, though neither publishes a full list. Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom and EU / EEA, and only Tangem Pay is confirmed in United States.
  • RedotPay Card is custodial; Tangem Pay is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
RedotPay Card
Tangem Pay
G2M score
54
62 (better)
Base cashback
Not published
1%
Max cashback
Not published
4%
Paid in
Points
USDC
Annual fee
Free
Free
FX fee
1.2% (better)
1.5%
Top-up fee
0%
0%
Per-purchase fee
1% + $0.20 at or under $1, first 5 a month free
None listed
ATM
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
4% on Basic, 2% on Plus, 1% on Prestige
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / ?
? / ?
India
No
Unclear
UAE
Yes
Yes
United States
No
Yes
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
201
Select regions worldwide
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
6 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
No
Tiers
Virtual card · Physical card
Basic · Plus · Prestige
Perks
Points rewards
Priority Pass lounges on Plus and Prestige · Welcome offer: 5% on your first $500 · 2 airport lounge visits a year · 8 airport lounge visits a year · Metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, RedotPay Card or Tangem Pay?

Tangem Pay scores higher on the G2M score: 62/100 against 54/100 (#15 and #20 of 26 cards). Pick RedotPay Card for a lower FX fee and more countries; pick Tangem Pay for cashback and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, RedotPay Card or Tangem Pay?

Neither card has an annual fee. RedotPay Card charges less on foreign currency: a 1.2% FX fee against 1.5%.

Which pays more cashback, RedotPay Card or Tangem Pay?

Tangem Pay pays 1% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 4% on Tangem Pay.

Which works in more countries, RedotPay Card or Tangem Pay?

RedotPay Card is confirmed in more countries: 200 against 50, though neither publishes a full list. Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom and EU / EEA, and only Tangem Pay is confirmed in United States.

Who holds my funds with RedotPay Card and Tangem Pay?

RedotPay Card is custodial; Tangem Pay is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.