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OrbitX Card vs Solayer Card

Solayer Card scores higher on the G2M score: 47/100 against 43/100 (#29 and #32 of 37 cards). Pick OrbitX Card for a lower annual fee; pick Solayer Card for a lower FX fee and more countries.

OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review
Solayer Card47

#29 of 37 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Solayer Card scores higher on the G2M score: 47/100 against 43/100 (#29 and #32 of 37 cards).
  • Neither card publishes a cashback rate for its entry tier.
  • OrbitX Card costs less a year: $12 against $20.
  • Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.
  • Solayer Card is confirmed in more countries: 154 against 0, though neither publishes a full list. Of the markets we check for every card, only Solayer Card is confirmed in United States.
  • Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
OrbitX Card
Solayer Card
G2M score
43
47 (better)
Base cashback
Not published
Not published
Max cashback
Not published
Not published
Paid in
Not published
Points
Annual fee
$12 (better)
$20
FX fee
2%
1.5% (better)
Top-up fee
0% (better)
1%
Per-purchase fee
$0.20
$0.15
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Supported; fee not published
Network
Visa
Visa
Card type
Varies by region
Credit
Custody
Non-custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Unclear
Yes
United Kingdom
Unclear
No
EU / EEA
Unclear
No
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
154
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
9 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Neo · Lux
Membership
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, OrbitX Card or Solayer Card?

Solayer Card scores higher on the G2M score: 47/100 against 43/100 (#29 and #32 of 37 cards). Pick OrbitX Card for a lower annual fee; pick Solayer Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, OrbitX Card or Solayer Card?

OrbitX Card costs less a year: $12 against $20. Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.

Which pays more cashback, OrbitX Card or Solayer Card?

Neither card publishes a cashback rate for its entry tier.

Which works in more countries, OrbitX Card or Solayer Card?

Solayer Card is confirmed in more countries: 154 against 0, though neither publishes a full list. Of the markets we check for every card, only Solayer Card is confirmed in United States.

Who holds my funds with OrbitX Card and Solayer Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.