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Nexo Card vs OrbitX Card

Nexo Card scores higher on the G2M score: 63/100 against 43/100 (#15 and #32 of 37 cards). Pick Nexo Card for cashback, a lower annual fee and more countries; pick OrbitX Card for control of your funds.

Nexo Card63

#15 of 37 · 0.5% to 2% back · annual fee none

Get NexoRead the review
OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review

The short answer

  • Nexo Card scores higher on the G2M score: 63/100 against 43/100 (#15 and #32 of 37 cards).
  • Nexo Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 2% on Nexo Card.
  • Nexo Card has no annual fee; OrbitX Card costs $12 a year.
  • Both charge a 2% FX fee on foreign currency.
  • Nexo Card is confirmed in more countries: 34 against 0, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA.
  • Nexo Card is custodial; OrbitX Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Nexo Card
OrbitX Card
G2M score
63 (better)
43
Base cashback
0.5%
Not published
Max cashback
2%
Not published
Paid in
NEXO or BTC
Not published
Annual fee
Free (better)
$12
FX fee
2%
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
$0.20
ATM
Free up to €200 (Base), €400 (Silver), €1,000 (Gold) or €2,000 (Platinum) a month (£180 to £1,800 in the UK), then 2% (min €1.99)
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Network
Mastercard
Visa
Card type
Varies by region
Varies by region
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
You and your friend split a 0.5% NEXO bonus on the friend's 30-day average balance if they add $5,000+ within 30 days and keep it above $5,000 (up to $5,000 in NEXO in total)
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
Unclear
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
34
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
9 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Base · Silver · Gold · Platinum
Neo · Lux
Perks
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to €200 a month · Virtual card only · Free ATM withdrawals up to €400 a month
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, Nexo Card or OrbitX Card?

Nexo Card scores higher on the G2M score: 63/100 against 43/100 (#15 and #32 of 37 cards). Pick Nexo Card for cashback, a lower annual fee and more countries; pick OrbitX Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Nexo Card or OrbitX Card?

Nexo Card has no annual fee; OrbitX Card costs $12 a year. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Nexo Card or OrbitX Card?

Nexo Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 2% on Nexo Card.

Which works in more countries, Nexo Card or OrbitX Card?

Nexo Card is confirmed in more countries: 34 against 0, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Nexo Card and OrbitX Card?

Nexo Card is custodial; OrbitX Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.