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Laso Finance Card vs Solayer Card

Solayer Card scores higher on the G2M score: 47/100 against 26/100 (#26 and #33 of 33 cards). Pick Laso Finance Card for cashback and a lower annual fee; pick Solayer Card for a lower FX fee, more countries and control of your funds.

Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review
Solayer Card47

#26 of 33 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Solayer Card scores higher on the G2M score: 47/100 against 26/100 (#26 and #33 of 33 cards).
  • Laso Finance Card pays 0% cashback on its entry tier; Solayer Card does not publish a rate.
  • Laso Finance Card has no annual fee; Solayer Card costs $20 a year.
  • Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.
  • Solayer Card is confirmed in more countries: 154 against 1, though neither publishes a full list.
  • Laso Finance Card is custodial; Solayer Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Laso Finance Card
Solayer Card
G2M score
26
47 (better)
Base cashback
0%
Not published
Max cashback
Not published
Not published
Paid in
Not published
Points
Annual fee
Free (better)
$20
FX fee
2%
1.5% (better)
Top-up fee
3.8%
1% (better)
Per-purchase fee
None listed
$0.15
ATM
Not published
Supported; fee not published
Network
Visa
Visa
Card type
Prepaid
Credit
Custody
Custodial
Self-custodial
No ID check
Yes: US and international cards
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
? / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Yes
Yes
United Kingdom
Unclear
No
EU / EEA
Unclear
No
Countries
US card for US merchants; international card for merchants worldwide, no published country list
154
Bank account (IBAN or account number)
Not confirmed
No
Send money to a bank account
Not confirmed
No
Buy and sell crypto with fiat
Sell only
No
Spend against crypto without selling
No
No
Yield on your balance
Not confirmed
Yes
Tiers
International card · US card · Reloadable card
Membership
Perks
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Laso Finance Card or Solayer Card?

Solayer Card scores higher on the G2M score: 47/100 against 26/100 (#26 and #33 of 33 cards). Pick Laso Finance Card for cashback and a lower annual fee; pick Solayer Card for a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Laso Finance Card or Solayer Card?

Laso Finance Card has no annual fee; Solayer Card costs $20 a year. Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.

Which pays more cashback, Laso Finance Card or Solayer Card?

Laso Finance Card pays 0% cashback on its entry tier; Solayer Card does not publish a rate.

Which works in more countries, Laso Finance Card or Solayer Card?

Solayer Card is confirmed in more countries: 154 against 1, though neither publishes a full list.

Who holds my funds with Laso Finance Card and Solayer Card?

Laso Finance Card is custodial; Solayer Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.