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Laso Finance Card vs Plasma One

Plasma One scores higher on the G2M score: 61/100 against 26/100 (#17 and #33 of 33 cards). Plasma One also comes out ahead on cashback and control of your funds.

Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review
Plasma One61

#17 of 33 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • Plasma One scores higher on the G2M score: 61/100 against 26/100 (#17 and #33 of 33 cards).
  • Plasma One pays more cashback on its entry tier: 2% against 0%. Higher tiers go up to 4% on Plasma One.
  • Neither card has an annual fee.
  • Both charge a 2% FX fee on foreign currency.
  • Both are confirmed in 1 countries.
  • Laso Finance Card is custodial; Plasma One is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Laso Finance Card
Plasma One
G2M score
26
61 (better)
Base cashback
0%
2% (better)
Max cashback
Not published
4%
Paid in
Not published
XPL, weekly
Annual fee
Free
Free
FX fee
2%
2%
Top-up fee
3.8%
0.15% (better)
Per-purchase fee
None listed
None listed
ATM
Not published
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Visa
Visa
Card type
Prepaid
Spend
Custody
Custodial
Self-custodial
No ID check
Yes: US and international cards
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
? / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
US card for US merchants; international card for merchants worldwide, no published country list
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
Not confirmed
In your name
Send money to a bank account
Not confirmed
19 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Not confirmed
Yes
Tiers
International card · US card · Reloadable card
Lite · Core · Platinum
Perks
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Laso Finance Card or Plasma One?

Plasma One scores higher on the G2M score: 61/100 against 26/100 (#17 and #33 of 33 cards). Plasma One also comes out ahead on cashback and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Laso Finance Card or Plasma One?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Laso Finance Card or Plasma One?

Plasma One pays more cashback on its entry tier: 2% against 0%. Higher tiers go up to 4% on Plasma One.

Which works in more countries, Laso Finance Card or Plasma One?

Both are confirmed in 1 countries.

Who holds my funds with Laso Finance Card and Plasma One?

Laso Finance Card is custodial; Plasma One is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Laso Finance Card vs Plasma One: fees, cashback and countries compared · G2M