G2MGWEI 2 MERCHANT
EN
Find your best card
Back
[ head to head ]

Krak Card vs OrbitX Card

Krak Card scores higher on the G2M score: 64/100 against 43/100 (#14 and #32 of 37 cards). Pick Krak Card for cashback, a lower annual fee, a lower FX fee and more countries; pick OrbitX Card for control of your funds.

Krak Card64

#14 of 37 · 0.5% to 2% back · annual fee none

Get KrakenRead the review
OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review

The short answer

  • Krak Card scores higher on the G2M score: 64/100 against 43/100 (#14 and #32 of 37 cards).
  • Krak Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 2% on Krak Card.
  • Krak Card has no annual fee; OrbitX Card costs $12 a year.
  • Krak Card charges less on foreign currency: a 1% FX fee against 2%.
  • Krak Card lists 32 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Krak Card is confirmed in United States, United Kingdom and EU / EEA.
  • Krak Card is custodial; OrbitX Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Krak Card
OrbitX Card
G2M score
64 (better)
43
Base cashback
0.5%
Not published
Max cashback
2%
Not published
Paid in
Not published
Not published
Annual fee
Free (better)
$12
FX fee
1% (better)
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
$0.20
ATM
No Krak fee; the ATM's own fee may apply
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Network
Visa / Mastercard
Visa
Card type
Debit
Varies by region
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
Yes
Unclear
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
32
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
9 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Lite (EEA, UK) · Pro (EEA, UK) · Elite (EEA, UK) · Max (EEA, UK) · Lite (US) · Pro (US) · Elite (US) · Max (US)
Neo · Lux
Perks
—
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, Krak Card or OrbitX Card?

Krak Card scores higher on the G2M score: 64/100 against 43/100 (#14 and #32 of 37 cards). Pick Krak Card for cashback, a lower annual fee, a lower FX fee and more countries; pick OrbitX Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Krak Card or OrbitX Card?

Krak Card has no annual fee; OrbitX Card costs $12 a year. Krak Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Krak Card or OrbitX Card?

Krak Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 2% on Krak Card.

Which works in more countries, Krak Card or OrbitX Card?

Krak Card lists 32 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Krak Card is confirmed in United States, United Kingdom and EU / EEA.

Who holds my funds with Krak Card and OrbitX Card?

Krak Card is custodial; OrbitX Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.