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Krak Card vs Laso Finance Card

Krak Card scores higher on the G2M score: 60/100 against 26/100 (#19 and #33 of 33 cards). Pick Krak Card for a lower FX fee and more countries; pick Laso Finance Card for cashback.

Krak Card60

#19 of 33 · Up to 2% back · annual fee none

Get KrakenRead the review
Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review

The short answer

  • Krak Card scores higher on the G2M score: 60/100 against 26/100 (#19 and #33 of 33 cards).
  • Laso Finance Card pays 0% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 2% on Krak Card.
  • Neither card has an annual fee.
  • Krak Card charges less on foreign currency: a 1% FX fee against 2%.
  • Krak Card lists 32 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Krak Card is confirmed in United Kingdom and EU / EEA.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Krak Card
Laso Finance Card
G2M score
60 (better)
26
Base cashback
Not published
0%
Max cashback
2%
Not published
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
1% (better)
2%
Top-up fee
0% (better)
3.8%
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published
Not published
Network
Visa / Mastercard
Visa
Card type
Debit
Prepaid
Custody
Custodial
Custodial
No ID check
ID needed or not stated
Yes: US and international cards
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
? / Yes
India
No
Unclear
UAE
No
Unclear
United States
Yes
Yes
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
32
US card for US merchants; international card for merchants worldwide, no published country list
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
3 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
No
No
Yield on your balance
Yes
Not confirmed
Tiers
Krak Card
International card · US card · Reloadable card
Perks
—
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Krak Card or Laso Finance Card?

Krak Card scores higher on the G2M score: 60/100 against 26/100 (#19 and #33 of 33 cards). Pick Krak Card for a lower FX fee and more countries; pick Laso Finance Card for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Krak Card or Laso Finance Card?

Neither card has an annual fee. Krak Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Krak Card or Laso Finance Card?

Laso Finance Card pays 0% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 2% on Krak Card.

Which works in more countries, Krak Card or Laso Finance Card?

Krak Card lists 32 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Krak Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Krak Card and Laso Finance Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.