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Kite Card vs Laso Finance Card

Kite Card scores higher on the G2M score: 49/100 against 26/100 (#24 and #33 of 33 cards). Kite Card also comes out ahead on a lower FX fee, more countries and control of your funds.

Kite Card49

#24 of 33 · 0% to 5% back · annual fee none

Get KiteRead the review
Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review

The short answer

  • Kite Card scores higher on the G2M score: 49/100 against 26/100 (#24 and #33 of 33 cards).
  • Both pay 0% cashback on their entry tier. Higher tiers go up to 5% on Kite Card.
  • Neither card has an annual fee.
  • Kite Card charges less on foreign currency: a 1.8% FX fee against 2%.
  • Kite Card lists 9 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Laso Finance Card is confirmed in United States.
  • Kite Card is self-custodial; Laso Finance Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kite Card
Laso Finance Card
G2M score
49 (better)
26
Base cashback
0%
0%
Max cashback
5%
Not published
Paid in
USD
Not published
Annual fee
Free
Free
FX fee
1.8% (better)
2%
Top-up fee
0.53% (better)
3.8%
Per-purchase fee
None listed
None listed
ATM
Coming soon
Not published
Network
Visa
Visa
Card type
Prepaid
Prepaid
Custody
Self-custodial
Custodial
No ID check
ID needed or not stated
Yes: US and international cards
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
? / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
Yes
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
9
US card for US merchants; international card for merchants worldwide, no published country list
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
17 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Not confirmed
Not confirmed
Tiers
Kite Card
International card · US card · Reloadable card
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 29 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kite Card or Laso Finance Card?

Kite Card scores higher on the G2M score: 49/100 against 26/100 (#24 and #33 of 33 cards). Kite Card also comes out ahead on a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kite Card or Laso Finance Card?

Neither card has an annual fee. Kite Card charges less on foreign currency: a 1.8% FX fee against 2%.

Which pays more cashback, Kite Card or Laso Finance Card?

Both pay 0% cashback on their entry tier. Higher tiers go up to 5% on Kite Card.

Which works in more countries, Kite Card or Laso Finance Card?

Kite Card lists 9 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Laso Finance Card is confirmed in United States.

Who holds my funds with Kite Card and Laso Finance Card?

Kite Card is self-custodial; Laso Finance Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.