[ head to head ]

KAST Card vs XPlace Card

KAST Card scores higher on the G2M score: 66/100 against 57/100 (#12 and #22 of 36 cards). Pick KAST Card for cashback; pick XPlace Card for more countries.

KAST Card66

#12 of 36 · 1.5% to 3% back · annual fee none

Get KAST Read the review

XPlace Card57

#22 of 36 · 0.5% to 2% back · annual fee none

Get XPlace Read the review

The short answer

KAST Card scores higher on the G2M score: 66/100 against 57/100 (#12 and #22 of 36 cards).
KAST Card pays more cashback on its entry tier: 1.5% against 0.5%. Higher tiers go up to 3% on KAST Card and 2% on XPlace Card.
Neither card has an annual fee.
KAST Card charges 2% on foreign currency; XPlace Card does not publish its FX fee.
XPlace Card is confirmed in more countries: 233 against 2, though neither publishes a full list. Of the markets we check for every card, only XPlace Card is confirmed in United Kingdom, EU / EEA and UAE.
KAST Card is custodial or non-custodial; XPlace Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

KAST Card

XPlace Card

G2M score

Base cashback

1.5%

0.5%

Max cashback

Paid in

USD plus KAST Points

USDC

Annual fee

Free

FX fee

Not published

Top-up fee

Per-purchase fee

$0.10 under $25 (non-USD)

None listed

ATM

$3 + 2%; up to $250 per withdrawal

Not published

Network

Visa

Card type

Credit

Varies by region

Custody

Custodial or non-custodial

Non-custodial

Sign-up bonus (G2M link)

$20 after you spend $100 within 30 days of signing up

None published

No ID check

ID needed or not stated

Formats

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Unclear

Yes

United States

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Global (full country list not published)

Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states

Bank account (IBAN or account number)

In your name

Not confirmed

Send money to a bank account

38 currencies

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Not confirmed

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Standard · Premium · Private

Basic · Silver · Gold · Platinum

Perks

Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, KAST Card or XPlace Card?

KAST Card scores higher on the G2M score: 66/100 against 57/100 (#12 and #22 of 36 cards). Pick KAST Card for cashback; pick XPlace Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, KAST Card or XPlace Card?

Neither card has an annual fee. KAST Card charges 2% on foreign currency; XPlace Card does not publish its FX fee.

Which pays more cashback, KAST Card or XPlace Card?

KAST Card pays more cashback on its entry tier: 1.5% against 0.5%. Higher tiers go up to 3% on KAST Card and 2% on XPlace Card.

Which works in more countries, KAST Card or XPlace Card?

XPlace Card is confirmed in more countries: 233 against 2, though neither publishes a full list. Of the markets we check for every card, only XPlace Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with KAST Card and XPlace Card?

KAST Card is custodial or non-custodial; XPlace Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.