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KAST Card vs Tria Card

Tria Card scores higher on the G2M score: 69/100 against 66/100 (#7 and #10 of 26 cards). Pick KAST Card for a lower annual fee; pick Tria Card for a lower FX fee and more countries.

KAST Card66

#10 of 26 · 1.5% to 3% back · annual fee none

Get KASTRead the review
Tria Card69

#7 of 26 · 1.5% to 6% back · annual fee $20

Get TriaRead the review

The short answer

  • Tria Card scores higher on the G2M score: 69/100 against 66/100 (#7 and #10 of 26 cards).
  • Both pay 1.5% cashback on their entry tier. Higher tiers go up to 3% on KAST Card and 6% on Tria Card.
  • KAST Card has no annual fee; Tria Card costs $20 a year.
  • Tria Card charges less on foreign currency: a 0% FX fee against 2%.
  • Tria Card lists 229 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only Tria Card is confirmed in United Kingdom, EU / EEA and UAE.
  • KAST Card is custodial or self-custodial; Tria Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
KAST Card
Tria Card
G2M score
66
69 (better)
Base cashback
1.5%
1.5%
Max cashback
3%
6% (better)
Paid in
USD plus KAST Points
Not published
Annual fee
Free (better)
$20
FX fee
2%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
$0.10 under $25 (non-USD)
None listed
ATM
$3 + 2%; up to $250 per withdrawal
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Network
Visa
Visa
Card type
Credit
Spend
Custody
Custodial or self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Yes
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Global (full country list not published)
229
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
38 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Standard · Premium · Private
Lite · Pro · Max
Perks
Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, KAST Card or Tria Card?

Tria Card scores higher on the G2M score: 69/100 against 66/100 (#7 and #10 of 26 cards). Pick KAST Card for a lower annual fee; pick Tria Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, KAST Card or Tria Card?

KAST Card has no annual fee; Tria Card costs $20 a year. Tria Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, KAST Card or Tria Card?

Both pay 1.5% cashback on their entry tier. Higher tiers go up to 3% on KAST Card and 6% on Tria Card.

Which works in more countries, KAST Card or Tria Card?

Tria Card lists 229 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only Tria Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with KAST Card and Tria Card?

KAST Card is custodial or self-custodial; Tria Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.