G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

Karta.io Card vs RedotPay Card

RedotPay Card scores higher on the G2M score: 54/100 against 40/100 (#20 and #26 of 26 cards). Pick Karta.io Card for a lower FX fee and control of your funds; pick RedotPay Card for more countries.

Karta.io Card40

#26 of 26 · Not published back · annual fee none

Get Karta.ioRead the review
RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPayRead the review

The short answer

  • RedotPay Card scores higher on the G2M score: 54/100 against 40/100 (#20 and #26 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier.
  • Neither card has an annual fee.
  • Karta.io Card charges less on foreign currency: a 1% FX fee against 1.2%.
  • RedotPay Card is confirmed in more countries: 200 against 0, though neither publishes a full list. Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Karta.io Card is self-custodial; RedotPay Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Karta.io Card
RedotPay Card
G2M score
40
54 (better)
Base cashback
Not published
Not published
Max cashback
Not published
Not published
Paid in
Not published
Points
Annual fee
Free
Free
FX fee
1% (better)
1.2%
Top-up fee
0%
0%
Per-purchase fee
1.5%
1% + $0.20 at or under $1, first 5 a month free
ATM
1 USDT + 2.5% per withdrawal
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Network
Visa
Visa
Card type
Prepaid
Prepaid
Custody
Self-custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / ?
India
Unclear
No
UAE
Unclear
Yes
United States
No
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Not published; depends on local rules and card partners
201
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
No
6 currencies
Buy and sell crypto with fiat
Buy only
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
No
Yes
Tiers
Karta Personal
Virtual card · Physical card
Perks
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI
Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Karta.io Card or RedotPay Card?

RedotPay Card scores higher on the G2M score: 54/100 against 40/100 (#20 and #26 of 26 cards). Pick Karta.io Card for a lower FX fee and control of your funds; pick RedotPay Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Karta.io Card or RedotPay Card?

Neither card has an annual fee. Karta.io Card charges less on foreign currency: a 1% FX fee against 1.2%.

Which pays more cashback, Karta.io Card or RedotPay Card?

Neither card publishes a cashback rate for its entry tier.

Which works in more countries, Karta.io Card or RedotPay Card?

RedotPay Card is confirmed in more countries: 200 against 0, though neither publishes a full list. Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Karta.io Card and RedotPay Card?

Karta.io Card is self-custodial; RedotPay Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.