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Infini Card vs Karta.io Card

Infini Card scores higher on the G2M score: 62/100 against 40/100 (#17 and #32 of 36 cards). Pick Infini Card for cashback; pick Karta.io Card for control of your funds.

Infini Card62

#17 of 36 · 1.5% to 2.5% back · annual fee none

Get InfiniRead the review
Karta.io Card40

#32 of 36 · Not published back · annual fee none

Get Karta.ioRead the review

The short answer

  • Infini Card scores higher on the G2M score: 62/100 against 40/100 (#17 and #32 of 36 cards).
  • Infini Card pays 1.5% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 2.5% on Infini Card.
  • Neither card has an annual fee.
  • Both charge a 1% FX fee on foreign currency.
  • Neither card has confirmed a country we can count yet.
  • Infini Card is custodial; Karta.io Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Infini Card
Karta.io Card
G2M score
62 (better)
40
Base cashback
1.5%
Not published
Max cashback
2.5%
Not published
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
1%
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
1.5%
ATM
Not published
1 USDT + 2.5% per withdrawal
Network
Visa / Mastercard
Visa
Card type
Prepaid
Prepaid
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Unclear
No
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded
Not published; depends on local rules and card partners
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
2 currencies
No
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
No
Tiers
Pro · Lite · Max
Karta Personal
Perks
Infini Lite works for ChatGPT and Claude subscriptions · USD and EUR account details to get paid · Infini Earn: yield on stablecoins and BTC · Finny, an AI expense tracker · Visa with a Hong Kong card BIN
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Infini Card or Karta.io Card?

Infini Card scores higher on the G2M score: 62/100 against 40/100 (#17 and #32 of 36 cards). Pick Infini Card for cashback; pick Karta.io Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Infini Card or Karta.io Card?

Neither card has an annual fee. Both charge a 1% FX fee on foreign currency.

Which pays more cashback, Infini Card or Karta.io Card?

Infini Card pays 1.5% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 2.5% on Infini Card.

Which works in more countries, Infini Card or Karta.io Card?

Neither card has confirmed a country we can count yet.

Who holds my funds with Infini Card and Karta.io Card?

Infini Card is custodial; Karta.io Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.