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Hyperbeat Pay Card vs KAST Card

KAST Card scores higher on the G2M score: 66/100 against 22/100 (#12 and #36 of 36 cards). KAST Card also comes out ahead on cashback and more countries.

Hyperbeat Pay Card22

#36 of 36 · 0.2% to 12% back · annual fee Not published

Get HyperbeatRead the review
KAST Card66

#12 of 36 · 1.5% to 3% back · annual fee none

Get KASTRead the review

The short answer

  • KAST Card scores higher on the G2M score: 66/100 against 22/100 (#12 and #36 of 36 cards).
  • KAST Card pays more cashback on its entry tier: 1.5% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card and 3% on KAST Card.
  • KAST Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
  • KAST Card charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
  • KAST Card is confirmed in more countries: 2 against 1, though neither publishes a full list.
  • Hyperbeat Pay Card is non-custodial; KAST Card is custodial or non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Hyperbeat Pay Card
KAST Card
G2M score
22
66 (better)
Base cashback
0.2%
1.5% (better)
Max cashback
12% (better)
3%
Paid in
WHYPE
USD plus KAST Points
Annual fee
Not published
Free
FX fee
Not published
2%
Top-up fee
Not published
0%
Per-purchase fee
None listed
$0.10 under $25 (non-USD)
ATM
Not published
$3 + 2%; up to $250 per withdrawal
Network
Visa
Visa
Card type
Varies by region
Credit
Custody
Non-custodial
Custodial or non-custodial
Sign-up bonus (G2M link)
None published
$20 after you spend $100 within 30 days of signing up
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list
Global (full country list not published)
Bank account (IBAN or account number)
Not confirmed
In your name
Send money to a bank account
Not confirmed
38 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Everyday · All boosters · Trader $1M · Trader $5M
Standard · Premium · Private
Perks
Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days
Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Hyperbeat Pay Card or KAST Card?

KAST Card scores higher on the G2M score: 66/100 against 22/100 (#12 and #36 of 36 cards). KAST Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Hyperbeat Pay Card or KAST Card?

KAST Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee. KAST Card charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Hyperbeat Pay Card or KAST Card?

KAST Card pays more cashback on its entry tier: 1.5% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card and 3% on KAST Card.

Which works in more countries, Hyperbeat Pay Card or KAST Card?

KAST Card is confirmed in more countries: 2 against 1, though neither publishes a full list.

Who holds my funds with Hyperbeat Pay Card and KAST Card?

Hyperbeat Pay Card is non-custodial; KAST Card is custodial or non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.