G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

Exa Card vs RedotPay Card

Exa Card scores higher on the G2M score: 67/100 against 54/100 (#9 and #20 of 26 cards). Pick Exa Card for cashback and control of your funds; pick RedotPay Card for a lower FX fee and more countries.

Exa Card67

#9 of 26 · 1% back · annual fee none

Get ExactlyRead the review
RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPayRead the review

The short answer

  • Exa Card scores higher on the G2M score: 67/100 against 54/100 (#9 and #20 of 26 cards).
  • Exa Card pays 1% cashback on its entry tier; RedotPay Card does not publish a rate.
  • Neither card has an annual fee.
  • RedotPay Card charges less on foreign currency: a 1.2% FX fee against 1.5%.
  • Exa Card lists 46 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far). Of the markets we check for every card, only Exa Card is confirmed in United States, and only RedotPay Card is confirmed in United Kingdom and EU / EEA.
  • Exa Card is self-custodial; RedotPay Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Exa Card
RedotPay Card
G2M score
67 (better)
54
Base cashback
1%
Not published
Max cashback
1%
Not published
Paid in
Not published
Points
Annual fee
Free
Free
FX fee
1.5%
1.2% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
1% + $0.20 at or under $1, first 5 a month free
ATM
$1 + 0.65% per withdrawal; up to $250 each
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Network
Visa
Visa
Card type
Varies by region
Prepaid
Custody
Self-custodial
Custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / ?
India
No
No
UAE
Yes
Yes
United States
Yes
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
46
201
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
6 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Yes
Yield on your balance
Yes
Yes
Tiers
Global · United States
Virtual card · Physical card
Perks
Concierge · Extended warranty · Purchase protection
Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Exa Card or RedotPay Card?

Exa Card scores higher on the G2M score: 67/100 against 54/100 (#9 and #20 of 26 cards). Pick Exa Card for cashback and control of your funds; pick RedotPay Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Exa Card or RedotPay Card?

Neither card has an annual fee. RedotPay Card charges less on foreign currency: a 1.2% FX fee against 1.5%.

Which pays more cashback, Exa Card or RedotPay Card?

Exa Card pays 1% cashback on its entry tier; RedotPay Card does not publish a rate.

Which works in more countries, Exa Card or RedotPay Card?

Exa Card lists 46 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far). Of the markets we check for every card, only Exa Card is confirmed in United States, and only RedotPay Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Exa Card and RedotPay Card?

Exa Card is self-custodial; RedotPay Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.