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DogPay Card vs Tangem Pay

Tangem Pay scores higher on the G2M score: 62/100 against 33/100 (#15 and #28 of 28 cards). Tangem Pay also comes out ahead on cashback, more countries and control of your funds.

DogPay Card33

#28 of 28 · Not published back · annual fee none

Get DogPayRead the review
Tangem Pay62

#15 of 28 · 1% to 4% back · annual fee none

Get TangemRead the review

The short answer

  • Tangem Pay scores higher on the G2M score: 62/100 against 33/100 (#15 and #28 of 28 cards).
  • Tangem Pay pays 1% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 4% on Tangem Pay.
  • Neither card has an annual fee.
  • Tangem Pay charges 1.5% on foreign currency; DogPay Card does not publish its FX fee.
  • Tangem Pay is confirmed in more countries: 50 against 0, though neither publishes a full list. Of the markets we check for every card, only Tangem Pay is confirmed in United States and UAE.
  • DogPay Card is custodial; Tangem Pay is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
DogPay Card
Tangem Pay
G2M score
33
62 (better)
Base cashback
Not published
1%
Max cashback
Not published
4%
Paid in
Not published
USDC
Annual fee
Free
Free
FX fee
Not published
1.5%
Top-up fee
1%
0% (better)
Per-purchase fee
None listed
None listed
ATM
Physical card at supported ATMs; fee not published
4% on Basic, 2% on Plus, 1% on Prestige
Network
Visa / Mastercard
Visa
Card type
Prepaid
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
? / ?
India
Unclear
Unclear
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Depends on your region and identity checks; no country list published
Select regions worldwide
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
1 currency
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
No
Tiers
Basic · Premium · Platinum · Ultra
Basic · Plus · Prestige
Perks
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards
Priority Pass lounges on Plus and Prestige · Welcome offer: 5% on your first $500 · 2 airport lounge visits a year · 8 airport lounge visits a year · Metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, DogPay Card or Tangem Pay?

Tangem Pay scores higher on the G2M score: 62/100 against 33/100 (#15 and #28 of 28 cards). Tangem Pay also comes out ahead on cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, DogPay Card or Tangem Pay?

Neither card has an annual fee. Tangem Pay charges 1.5% on foreign currency; DogPay Card does not publish its FX fee.

Which pays more cashback, DogPay Card or Tangem Pay?

Tangem Pay pays 1% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 4% on Tangem Pay.

Which works in more countries, DogPay Card or Tangem Pay?

Tangem Pay is confirmed in more countries: 50 against 0, though neither publishes a full list. Of the markets we check for every card, only Tangem Pay is confirmed in United States and UAE.

Who holds my funds with DogPay Card and Tangem Pay?

DogPay Card is custodial; Tangem Pay is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.