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Crypto.com Visa Card vs PEXX Card

PEXX Card scores higher on the G2M score: 62/100 against 49/100 (#19 and #28 of 39 cards). PEXX Card also comes out ahead on cashback, a lower FX fee and more countries.

Crypto.com Visa Card49

#28 of 39 · Up to 6% back · annual fee none

Get Crypto.comRead the review
PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXXRead the review

The short answer

  • PEXX Card scores higher on the G2M score: 62/100 against 49/100 (#19 and #28 of 39 cards).
  • PEXX Card pays 1% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card.
  • Neither card has an annual fee.
  • PEXX Card charges less on foreign currency: a 1.2% FX fee against 3%.
  • PEXX Card lists 68 countries where it works; Crypto.com Visa Card does not publish a full country list (37 confirmed so far). Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United States, and only PEXX Card is confirmed in UAE.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Crypto.com Visa Card
PEXX Card
G2M score
49
62 (better)
Base cashback
Not published
1%
Max cashback
6% (better)
1%
Paid in
CRO
PEXX Points
Annual fee
Free
Free
FX fee
3%
1.2% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
0.6%
ATM
Supported; fees not published in our sources
Not published
Network
Visa / Mastercard
Visa / Mastercard
Card type
Varies by region
Debit
Custody
Custodial
Custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Yes
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
38
68
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
7 currencies
17 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Basic · Level Up (top tier)
PEXX Card
Perks
Level Up membership benefits · Up to 5% back in CRO on the prepaid card · Higher APY on cash balances
PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Crypto.com Visa Card or PEXX Card?

PEXX Card scores higher on the G2M score: 62/100 against 49/100 (#19 and #28 of 39 cards). PEXX Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Crypto.com Visa Card or PEXX Card?

Neither card has an annual fee. PEXX Card charges less on foreign currency: a 1.2% FX fee against 3%.

Which pays more cashback, Crypto.com Visa Card or PEXX Card?

PEXX Card pays 1% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card.

Which works in more countries, Crypto.com Visa Card or PEXX Card?

PEXX Card lists 68 countries where it works; Crypto.com Visa Card does not publish a full country list (37 confirmed so far). Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United States, and only PEXX Card is confirmed in UAE.

Who holds my funds with Crypto.com Visa Card and PEXX Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.