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COCA Card vs Plasma One

COCA Card scores higher on the G2M score: 64/100 against 61/100 (#12 and #16 of 26 cards). Pick COCA Card for more countries; pick Plasma One for cashback.

COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review
Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 61/100 (#12 and #16 of 26 cards).
  • Plasma One pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 8% on COCA Card and 4% on Plasma One.
  • Neither card has an annual fee.
  • Plasma One charges 2% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card lists 73 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE, and only Plasma One is confirmed in United States.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
Plasma One
G2M score
64 (better)
61
Base cashback
1%
2% (better)
Max cashback
8% (better)
4%
Paid in
Stablecoins, monthly
XPL, weekly
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
0% (better)
0.15%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Visa
Visa
Card type
Debit
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
No
Yes
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
73
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
19 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Lite · Core · Platinum
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Plasma One?

COCA Card scores higher on the G2M score: 64/100 against 61/100 (#12 and #16 of 26 cards). Pick COCA Card for more countries; pick Plasma One for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Plasma One?

Neither card has an annual fee. Plasma One charges 2% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or Plasma One?

Plasma One pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 8% on COCA Card and 4% on Plasma One.

Which works in more countries, COCA Card or Plasma One?

COCA Card lists 73 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE, and only Plasma One is confirmed in United States.

Who holds my funds with COCA Card and Plasma One?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.