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COCA Card vs Nexo Card

COCA Card scores higher on the G2M score: 64/100 against 63/100 (#12 and #13 of 26 cards). COCA Card also comes out ahead on cashback, more countries and control of your funds.

COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review
Nexo Card63

#13 of 26 · 0.5% to 2% back · annual fee none

Get NexoRead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 63/100 (#12 and #13 of 26 cards).
  • COCA Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on COCA Card and 2% on Nexo Card.
  • Neither card has an annual fee.
  • Nexo Card charges 2% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card lists 73 countries where it works; Nexo Card does not publish a full country list (34 confirmed so far). Of the markets we check for every card, only COCA Card is confirmed in UAE.
  • COCA Card is self-custodial; Nexo Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
Nexo Card
G2M score
64 (better)
63
Base cashback
1% (better)
0.5%
Max cashback
8% (better)
2%
Paid in
Stablecoins, monthly
NEXO or BTC
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)
Network
Visa
Mastercard
Card type
Debit
Varies by region
Custody
Self-custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
No
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
34
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Base · Silver · Gold · Platinum
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to $150 a month · Free ATM withdrawals up to $300 a month · Free ATM withdrawals up to $600 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Nexo Card?

COCA Card scores higher on the G2M score: 64/100 against 63/100 (#12 and #13 of 26 cards). COCA Card also comes out ahead on cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Nexo Card?

Neither card has an annual fee. Nexo Card charges 2% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or Nexo Card?

COCA Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on COCA Card and 2% on Nexo Card.

Which works in more countries, COCA Card or Nexo Card?

COCA Card lists 73 countries where it works; Nexo Card does not publish a full country list (34 confirmed so far). Of the markets we check for every card, only COCA Card is confirmed in UAE.

Who holds my funds with COCA Card and Nexo Card?

COCA Card is self-custodial; Nexo Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.