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COCA Card vs KAST Card

KAST Card scores higher on the G2M score: 66/100 against 64/100 (#10 and #12 of 26 cards). Pick COCA Card for more countries; pick KAST Card for cashback.

COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review
KAST Card66

#10 of 26 · 1.5% to 3% back · annual fee none

Get KASTRead the review

The short answer

  • KAST Card scores higher on the G2M score: 66/100 against 64/100 (#10 and #12 of 26 cards).
  • KAST Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 8% on COCA Card and 3% on KAST Card.
  • Neither card has an annual fee.
  • KAST Card charges 2% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card lists 73 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE, and only KAST Card is confirmed in United States.
  • COCA Card is self-custodial; KAST Card is custodial or self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
KAST Card
G2M score
64
66 (better)
Base cashback
1%
1.5% (better)
Max cashback
8% (better)
3%
Paid in
Stablecoins, monthly
USD plus KAST Points
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
$0.10 under $25 (non-USD)
ATM
Free up to $250 a month, then 2%
$3 + 2%; up to $250 per withdrawal
Network
Visa
Visa
Card type
Debit
Credit
Custody
Self-custodial
Custodial or self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
No
Yes
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
73
Global (full country list not published)
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
38 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Standard · Premium · Private
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
Concierge on every tier · Concierge · +1% back in KAST Points · +2% back in KAST Points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or KAST Card?

KAST Card scores higher on the G2M score: 66/100 against 64/100 (#10 and #12 of 26 cards). Pick COCA Card for more countries; pick KAST Card for cashback. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or KAST Card?

Neither card has an annual fee. KAST Card charges 2% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or KAST Card?

KAST Card pays more cashback on its entry tier: 1.5% against 1%. Higher tiers go up to 8% on COCA Card and 3% on KAST Card.

Which works in more countries, COCA Card or KAST Card?

COCA Card lists 73 countries where it works; KAST Card does not publish a full country list (2 confirmed so far). Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE, and only KAST Card is confirmed in United States.

Who holds my funds with COCA Card and KAST Card?

COCA Card is self-custodial; KAST Card is custodial or self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.