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Cashi Card vs OrbitX Card

Cashi Card and OrbitX Card have the same G2M score: 43/100. Pick Cashi Card for cashback, a lower annual fee and a lower FX fee; pick OrbitX Card for control of your funds.

Cashi Card43

#31 of 37 · 0% to 3% back · annual fee none

Get CashiRead the review
OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review

The short answer

  • Cashi Card and OrbitX Card have the same G2M score: 43/100.
  • Cashi Card pays 0% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 3% on Cashi Card.
  • Cashi Card has no annual fee; OrbitX Card costs $12 a year.
  • Cashi Card charges less on foreign currency: a 1% FX fee against 2%.
  • Neither card has confirmed a country we can count yet.
  • Cashi Card is custodial; OrbitX Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
OrbitX Card
G2M score
43
43
Base cashback
0%
Not published
Max cashback
3%
Not published
Paid in
Spending credit
Not published
Annual fee
Free (better)
$12
FX fee
1% (better)
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
$0.20
ATM
Not published
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Network
Visa
Visa
Card type
Prepaid
Varies by region
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Unclear
Unclear
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
App in 100+ countries; Cashi does not publish a card country list
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
20 currencies
9 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Not confirmed
Yes
Tiers
Cashi Card
Neo · Lux
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 29 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or OrbitX Card?

Cashi Card and OrbitX Card have the same G2M score: 43/100. Pick Cashi Card for cashback, a lower annual fee and a lower FX fee; pick OrbitX Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or OrbitX Card?

Cashi Card has no annual fee; OrbitX Card costs $12 a year. Cashi Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Cashi Card or OrbitX Card?

Cashi Card pays 0% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 3% on Cashi Card.

Which works in more countries, Cashi Card or OrbitX Card?

Neither card has confirmed a country we can count yet.

Who holds my funds with Cashi Card and OrbitX Card?

Cashi Card is custodial; OrbitX Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.