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Cashi Card vs Exa Card

Exa Card scores higher on the G2M score: 67/100 against 43/100 (#10 and #29 of 31 cards). Pick Cashi Card for a lower FX fee; pick Exa Card for cashback, more countries and control of your funds.

Cashi Card43

#29 of 31 · 0% to 3% back · annual fee none

Get CashiRead the review
Exa Card67

#10 of 31 · 1% back · annual fee none

Get ExactlyRead the review

The short answer

  • Exa Card scores higher on the G2M score: 67/100 against 43/100 (#10 and #29 of 31 cards).
  • Exa Card pays more cashback on its entry tier: 1% against 0%. Higher tiers go up to 3% on Cashi Card.
  • Neither card has an annual fee.
  • Cashi Card charges less on foreign currency: a 1% FX fee against 1.5%.
  • Exa Card lists 46 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only Exa Card is confirmed in United States and UAE.
  • Cashi Card is custodial; Exa Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
Exa Card
G2M score
43
67 (better)
Base cashback
0%
1% (better)
Max cashback
3% (better)
1%
Paid in
Spending credit
Not published
Annual fee
Free
Free
FX fee
1% (better)
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
$1 + 0.65% per withdrawal; up to $250 each
Network
Visa
Visa
Card type
Prepaid
Varies by region
Custody
Custodial
Self-custodial
Formats
virtual
virtual
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
No
EU / EEA
Unclear
No
Countries
App in 100+ countries; Cashi does not publish a card country list
46
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
20 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Not confirmed
Yes
Tiers
Cashi Card
Global · United States
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
Concierge · Extended warranty · Purchase protection

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or Exa Card?

Exa Card scores higher on the G2M score: 67/100 against 43/100 (#10 and #29 of 31 cards). Pick Cashi Card for a lower FX fee; pick Exa Card for cashback, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or Exa Card?

Neither card has an annual fee. Cashi Card charges less on foreign currency: a 1% FX fee against 1.5%.

Which pays more cashback, Cashi Card or Exa Card?

Exa Card pays more cashback on its entry tier: 1% against 0%. Higher tiers go up to 3% on Cashi Card.

Which works in more countries, Cashi Card or Exa Card?

Exa Card lists 46 countries where it works; Cashi Card does not publish a full country list. Of the markets we check for every card, only Exa Card is confirmed in United States and UAE.

Who holds my funds with Cashi Card and Exa Card?

Cashi Card is custodial; Exa Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Cashi Card vs Exa Card: fees, cashback and countries compared · G2M