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Bybit Card vs Pionex Visa Card

Pionex Visa Card scores higher on the G2M score: 49/100 against 48/100 (#22 and #23 of 28 cards). Pick Bybit Card for more countries; pick Pionex Visa Card for cashback and a lower FX fee.

Bybit Card48

#23 of 28 · Up to 10% back · annual fee none

Get BybitRead the review
Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review

The short answer

  • Pionex Visa Card scores higher on the G2M score: 49/100 against 48/100 (#22 and #23 of 28 cards).
  • Pionex Visa Card pays 1% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card.
  • Neither card has an annual fee.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.
  • Bybit Card lists 37 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
Pionex Visa Card
G2M score
48
49 (better)
Base cashback
Not published
1%
Max cashback
10% (better)
1%
Paid in
Points, redeemable for USDT or crypto
USDT
Annual fee
Free
Free
FX fee
2%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
0.9%
1% + $0.20 at or under $5, first 1 a month free
ATM
Around $100 or €100 a month depending on region
2% (physical card only; physical cards are not open to new applicants)
Network
Mastercard
Visa
Card type
Varies by region
Debit
Custody
Custodial
Custodial
Formats
virtual, physical
virtual
Apple / Google Pay
? / ?
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
No
No
United Kingdom
No
No
EU / EEA
Yes
Unclear
Countries
33
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Bank account (IBAN or account number)
Shared, with a reference code
No
Send money to a bank account
1 currency
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Visa
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or Pionex Visa Card?

Pionex Visa Card scores higher on the G2M score: 49/100 against 48/100 (#22 and #23 of 28 cards). Pick Bybit Card for more countries; pick Pionex Visa Card for cashback and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or Pionex Visa Card?

Neither card has an annual fee. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Bybit Card or Pionex Visa Card?

Pionex Visa Card pays 1% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card.

Which works in more countries, Bybit Card or Pionex Visa Card?

Bybit Card lists 37 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA.

Who holds my funds with Bybit Card and Pionex Visa Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.